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Best Cities in Colorado for a $47,000 Salary

With a monthly take-home pay of $3,148, some cities in Colorado offer a far better lifestyle than others.

#1 Best Choice

Colorado Springs

Monthly cost: $3,050

Disposable: $98

Tight

#2 Best Choice

Denver

Monthly cost: $3,700

Disposable: $-552

Not Recommended

#3 Best Choice

Aurora

Monthly cost: $3,200

Disposable: $-52

Not Recommended

Top cities ranked by affordability

CityRentTotal Monthly CostDisposable IncomeComfort
Colorado Springs$2,000$3,050$98Tight
Denver$2,500$3,700$-552Not Recommended
Aurora$2,100$3,200$-52Not Recommended
Fort Collins$2,100$3,200$-52Not Recommended
Lakewood$2,200$3,300$-152Not Recommended
Boulder$2,800$4,050$-902Not Recommended

Living affordability in individual cities

Why these cities rank higher for a $47,000 salary

Cities at the top of this list strike a strong balance between housing costs, everyday expenses, and overall lifestyle quality. On a monthly take-home pay of $3,148, locations with moderate rent and balanced living costs allow for higher disposable income and long-term comfort.

More expensive cities fall lower in the rankings despite higher salaries because housing costs consume a disproportionate share of income, leaving less room for savings, travel, and discretionary spending.

Cities where this salary may feel tight

In high-cost cities with premium housing markets, even a $47,000 salary can feel restrictive. These locations may require lifestyle compromises or shared housing.

Frequently asked questions

Is $47,000 a good salary in Colorado?
It depends on the city. In lower-cost cities, this salary allows a comfortable lifestyle, while premium metros may feel tight.

Which city gives the best value for money?
Cities with balanced rent and strong job markets tend to offer the highest disposable income.

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