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Job Salary Hub ยท 2026

Software Engineer Salary in the US (2026)

Software engineers design, develop, and maintain software systems. They work across startups, Big Tech, finance, healthcare, and every industry reliant on technology.

$105,000

Entry Level (P25)

25th percentile

$132,000

Median Salary

50th percentile

$165,000

Senior (P75)

75th percentile

Salary distribution (estimated, US national)

$63

Hourly

$2,538

Weekly

$11,000

Monthly

$132,000

Annual

Software Engineer Take-Home Pay by State

$132,000 median salary ยท single filer ยท 2026 tax rules

TX
FL
WA
AZ
CO
NC
IL
NY
GA
CA
No state income taxHas state income tax
StateState TaxTotal TaxEff. RateTake-Home / yrMonthly
TexasNo tax
$0$31,02523.5%$100,975$8,415
FloridaNo tax
$0$31,02523.5%$100,975$8,415
WashingtonNo tax
$0$31,02523.5%$100,975$8,415
Arizona
$3,300$34,32526%$97,675$8,140
Colorado
$5,808$36,83327.9%$95,167$7,931
North Carolina
$5,940$36,96528%$95,035$7,920
Illinois
$6,534$37,55928.45%$94,441$7,870
New York
$7,214$38,23928.97%$93,761$7,813
Georgia
$7,247$38,27228.99%$93,728$7,811
California
$8,514$39,53929.95%$92,461$7,705
State choice can change your annual take-home by up to $8,514 on a $132,000 salary.

Software Engineer Career Profile

Top Industries

  • Technology
  • Finance
  • Healthcare IT
  • Defense
  • E-commerce

Key Skills

Python / Java / TypeScriptSystem DesignCloud (AWS/GCP)APIsDatabases

Education

Bachelor's in Computer Science or related; bootcamp graduates common

Job Outlook

25% growth (2022โ€“2032), ~162,900 openings/year (BLS)

Top Employers

GoogleMicrosoftAmazonMetaAppleSalesforce

Frequently Asked Questions

What is the average Software Engineer salary in the US?

The national median Software Engineer salary is $132,000/year as of 2026. Entry-level positions start around $105,000 (25th percentile), while experienced professionals earn $165,000 or more (75th percentile). At the median, this works out to roughly $63/hour or $11,000/month gross.

How much does a Software Engineer take home after taxes?

After federal income tax, state tax, and FICA (Social Security + Medicare), a Software Engineer earning $132,000 in a moderate-tax state like Texas typically takes home around $100,975. In a high-tax state like California, take-home drops to roughly $92,461. Use the calculator above for your exact city and filing status.

Which cities pay Software Engineers the most?

Software Engineers typically earn the most in San Francisco, New York City, Seattle, and Boston โ€” driven by high cost of living and strong industry demand. However, cities like Austin, Denver, and Phoenix offer competitive salaries with significantly lower state taxes, often yielding higher after-tax take-home pay than coastal metros.

Does state income tax significantly affect Software Engineer pay?

Yes โ€” dramatically. A Software Engineer earning $132,000 in Texas (no state income tax) takes home approximately $100,975 annually. The same salary in California yields just $92,461 โ€” a gap of over $8,514 per year.

What is the Software Engineer salary growth outlook?

25% growth (2022โ€“2032), ~162,900 openings/year (BLS)

Software Engineer Salary โ€” All States & Cities

50 states ยท 300 cities