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City Comparison · 2026

Dallas vs Houston

Salary, rent, taxes, and purchasing power compared

Purchasing Power

$100k in Dallas = $96k in Houston

Metric
Dallas
Houston
COL Index
1.13
1.08
1BR Monthly Rent
$1,500/mo
$1,400/mo
2BR Monthly Rent
$1,900/mo
$1,780/mo
State Income Tax
TX
TX
$100k Take-Home
$78,736
$78,736
$100k Effective Rate
21.26%
21.26%
$100k Savings Potential
$60,736
$61,936

After-Tax Income by Salary

Gross SalaryDallas
TX
Houston
TX
$60,000$50,248
$4,187/mo · 16.25% eff.
$50,248
$4,187/mo · 16.25% eff.
$100,000$78,736
$6,561/mo · 21.26% eff.
$78,736
$6,561/mo · 21.26% eff.
$150,000$113,278
$9,440/mo · 24.48% eff.
$113,278
$9,440/mo · 24.48% eff.

Frequently Asked Questions

Is Dallas or Houston cheaper to live in?

Dallas has a cost-of-living index of 1.13 while Houston is 1.08 (1.00 = US average). Houston is cheaper overall. 1BR rent in Dallas is $1,500/month vs $1,400/month in Houston.

How much more do you need to earn in Dallas vs Houston?

$100k in Dallas = $96k in Houston. Cost of living in Houston is lower by 4.4%.

Which city has better after-tax income — Dallas or Houston?

On a $100,000 salary, you take home $78,736 in TX (Dallas) and $78,736 in TX (Houston). After accounting for rent, your annual savings potential is $60,736 in Dallas vs $61,936 in Houston.