City Comparison · 2026
Minneapolis vs San Francisco
Salary, rent, taxes, and purchasing power compared
Purchasing Power
$100k in Minneapolis = $183k in San Francisco
Metric
Minneapolis
San Francisco
COL Index
✓1.17
2.14
1BR Monthly Rent
✓$1,600/mo
$3,200/mo
2BR Monthly Rent
✓$2,050/mo
$4,200/mo
State Income Tax
MN
CA
$100k Take-Home
$72,396
✓$73,198
$100k Effective Rate
27.6%
✓26.8%
$100k Savings Potential
✓$53,196
$34,798
After-Tax Income by Salary
| Gross Salary | Minneapolis MN | San Francisco CA |
|---|---|---|
| $60,000 | $46,628 $3,886/mo · 22.29% eff. | $48,276 $4,023/mo · 19.54% eff. |
| $100,000 | $72,396 $6,033/mo · 27.6% eff. | $73,198 $6,100/mo · 26.8% eff. |
| $150,000 | $103,055 $8,588/mo · 31.3% eff. | $103,090 $8,591/mo · 31.27% eff. |
Frequently Asked Questions
Is Minneapolis or San Francisco cheaper to live in?
Minneapolis has a cost-of-living index of 1.17 while San Francisco is 2.14 (1.00 = US average). Minneapolis is cheaper overall. 1BR rent in Minneapolis is $1,600/month vs $3,200/month in San Francisco.
How much more do you need to earn in San Francisco vs Minneapolis?
$100k in Minneapolis = $183k in San Francisco. Cost of living in San Francisco is higher by 82.9%.
Which city has better after-tax income — Minneapolis or San Francisco?
On a $100,000 salary, you take home $72,396 in MN (Minneapolis) and $73,198 in CA (San Francisco). After accounting for rent, your annual savings potential is $53,196 in Minneapolis vs $34,798 in San Francisco.
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