Living in Wyoming · 2026
Is $23,000 enough to live in Wyoming?
Single adult · WY · 2026 tax brackets · Real cost-of-living data
Monthly take-home
$1,708
Avg monthly expenses
$1,876
Avg monthly surplus
$-168
Savings potential
~0%
After-tax take-home in Wyoming
How $23,000 feels in Wyoming cities
Rent: HUD FMR 2026 · Food: USDA Low-Cost Plan × COL · Transport/Utilities/Healthcare: BLS CES × COL
Cheyenne
COL index: 0.91× national avg
Casper
COL index: 0.88× national avg
Laramie
COL index: 0.85× national avg
Gillette
COL index: 0.91× national avg
Rock Springs
COL index: 0.88× national avg
Sheridan
COL index: 0.85× national avg
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $1,708 ($20,496/yr)
$854
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$512
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$342
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$10,248
Wants / year
$6,149
Savings / year
$4,099
Salary Intelligence
Financial pressure in CheyenneRent alone would take 61% of take-home income. This salary creates significant financial pressure in this city — a $42,000 annual income or lower rent is needed to reach affordability.
Lifestyle Assessment
A $23,000 salary does not fully cover typical living expenses for a single adult in Cheyenne, Wyoming. Monthly costs exceed take-home pay by $238, indicating this income is insufficient for an independent lifestyle here without additional income or reduced spending.
Purchasing Power
Cheyenne is near the national cost-of-living average (index: 0.91). $23,000 here is roughly equivalent to $46,758 in San Francisco or $22,242 in an affordable city like Birmingham.
State & National Benchmark
$23,000 is 45% below the Wyoming individual median of $42,000. Consider negotiating a higher salary or exploring higher-paying roles in this state.
State individual median
$42,000
-45%
State household median
$72,509
-68%
Tax reduction strategies
$23,000 vs. Wyoming income benchmarks
Individual median (Wyoming)
$42,000
-45% vs. this salary
Household median (Wyoming)
$72,509
-68% vs. this salary
Source: US Census Bureau ACS 2023
Related salary insights
Explore other salary levels in Wyoming
Data Sources
- •Tax calculations: IRS federal tax tables
- •Rent data: HUD Fair Market Rents
- •Cost-of-living index: C2ER / ACCRA Cost of Living Index
Data updated monthly using government datasets.