Is $27,000 a good salary in Louisiana?

$27,000 in Louisiana provides a monthly take-home of approximately $1,920 after taxes. Across major Louisiana cities, this salary is rated very tight, with an average monthly surplus of $-182.

What is the cost of living on $27,000 in Louisiana?

The average monthly living cost across major Louisiana cities is approximately $2,102 for a single adult (rent, food, transport, utilities, healthcare). On $27,000 take-home pay of $1,920/month, you would have roughly $-182/month remaining.

Living in Louisiana · 2026

Is $27,000 enough to live in Louisiana?

Single adult · LA · 2026 tax brackets · Real cost-of-living data

Statewide verdict:Very tight

Monthly take-home

$1,920

Avg monthly expenses

$2,102

Avg monthly surplus

$-182

Savings potential

~0%

After-tax take-home in Louisiana

Gross salary$27,000

Federal income tax− $1,150

State income tax− $739

Social Security− $1,674

Medicare− $392

Annual take-home$23,045

Effective tax rate14.65%

How $27,000 feels in Louisiana cities

Rent: HUD FMR 2026 · Food: USDA Low-Cost Plan × COL · Transport/Utilities/Healthcare: BLS CES × COL

New Orleans

COL index: 1.10× national avg

Not recommended

Rent (1BR)

$1,450

Food

$449

Transport

$193

Utilities

$182

Healthcare

$220

Total: $2,494/mo

Surplus: $-574/mo

Rent burden: 75.5% — Unaffordable (> 50%)

Full New Orleans analysis →

Baton Rouge

COL index: 0.96× national avg

Very tight

Rent (1BR)

$1,200

Food

$418

Transport

$168

Utilities

$158

Healthcare

$192

Total: $2,136/mo

Surplus: $-216/mo

Rent burden: 62.5% — Unaffordable (> 50%)

Full Baton Rouge analysis →

Shreveport

COL index: 0.85× national avg

Manageable

Rent (1BR)

$950

Food

$387

Transport

$149

Utilities

$140

Healthcare

$170

Total: $1,796/mo

Surplus: $124/mo

Rent burden: 49.5% — High (35–50%)

Full Shreveport analysis →

Metairie

COL index: 1.08× national avg

Not recommended

Rent (1BR)

$1,400

Food

$462

Transport

$189

Utilities

$178

Healthcare

$216

Total: $2,445/mo

Surplus: $-525/mo

Rent burden: 72.9% — Unaffordable (> 50%)

Full Metairie analysis →

Lafayette

COL index: 0.91× national avg

Very tight

Rent (1BR)

$1,050

Food

$396

Transport

$159

Utilities

$150

Healthcare

$182

Total: $1,937/mo

Surplus: $-17/mo

Rent burden: 54.7% — Unaffordable (> 50%)

Full Lafayette analysis →

Lake Charles

COL index: 0.85× national avg

Manageable

Rent (1BR)

$950

Food

$396

Transport

$149

Utilities

$140

Healthcare

$170

Total: $1,805/mo

Surplus: $115/mo

Rent burden: 49.5% — High (35–50%)

Full Lake Charles analysis →

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $1,920 ($23,040/yr)

Needs 50%Wants 30%Savings 20%

Needs50%

$960

per month

›Rent / mortgage
›Groceries
›Utilities
›Insurance
›Minimum debt payments
›Transportation

Wants30%

$576

per month

›Dining out
›Streaming services
›Gym
›Hobbies
›Travel
›Shopping

Savings20%

$384

per month

›Emergency fund
›401(k) / IRA
›Investments
›Down payment fund
›Debt payoff (extra)

Needs / year

$11,520

Wants / year

$6,912

Savings / year

$4,608

Salary Intelligence

Financial pressure in New Orleans

Rent alone would take 76% of take-home income. This salary creates significant financial pressure in this city — a $58,000 annual income or lower rent is needed to reach affordability.

Lifestyle score: 1.8/10 (Difficult)

Lifestyle Assessment

A $27,000 salary does not fully cover typical living expenses for a single adult in New Orleans, Louisiana. Monthly costs exceed take-home pay by $574, indicating this income is insufficient for an independent lifestyle here without additional income or reduced spending.

Purchasing Power

New Orleans's above-average cost of living (index: 1.10) means $27,000 provides the purchasing power of roughly $24,545 in an average-cost US city, or $28,964 in Austin. Moving to a lower-cost state could effectively increase your take-home by thousands.

State & National Benchmark

$27,000 is 20% below the Louisiana individual median of $33,700. Consider negotiating a higher salary or exploring higher-paying roles in this state.

State individual median

$33,700

-20%

State household median

$57,852

-53%

Tax reduction strategies

Maximize 401(k) Contributions — Up to $5,170 in federal tax (22% bracket)

Contribute to a Traditional IRA — Up to $1,540 in federal tax (22% bracket)

$27,000 vs. Louisiana income benchmarks

Individual median (Louisiana)

$33,700

-20% vs. this salary

Household median (Louisiana)

$57,852

-53% vs. this salary

Source: US Census Bureau ACS 2023

Related salary insights

Explore other salary levels in Louisiana

$40,000 $60,000 $100,000 $150,000 $200,000 $300,000

Reviewed by

Finance Editor

CPA, 10+ years in personal finance

Data Sources

•Tax calculations: IRS federal tax tables
•Rent data: HUD Fair Market Rents
•Cost-of-living index: C2ER / ACCRA Cost of Living Index

Data updated monthly using government datasets.