Is $41,000 a good salary in Wyoming?

$41,000 in Wyoming provides a monthly take-home of approximately $2,921 after taxes. Across major Wyoming cities, this salary is rated comfortable, with an average monthly surplus of $1,045.

What is the cost of living on $41,000 in Wyoming?

The average monthly living cost across major Wyoming cities is approximately $1,876 for a single adult (rent, food, transport, utilities, healthcare). On $41,000 take-home pay of $2,921/month, you would have roughly $1,045/month remaining.

Living in Wyoming · 2026

Is $41,000 enough to live in Wyoming?

Single adult · WY · 2026 tax brackets · Real cost-of-living data

Statewide verdict:Comfortable

Monthly take-home

$2,921

Avg monthly expenses

$1,876

Avg monthly surplus

$1,045

Savings potential

~36%

After-tax take-home in Wyoming

Gross salary$41,000

Federal income tax− $2,814

State income tax− $0

Social Security− $2,542

Medicare− $595

Annual take-home$35,049

Effective tax rate14.51%

How $41,000 feels in Wyoming cities

Rent: HUD FMR 2026 · Food: USDA Low-Cost Plan × COL · Transport/Utilities/Healthcare: BLS CES × COL

Cheyenne

COL index: 0.91× national avg

Comfortable

Rent (1BR)

$1,050

Food

$405

Transport

$159

Utilities

$150

Healthcare

$182

Total: $1,946/mo

Surplus: $975/mo

Rent burden: 35.9% — High (35–50%)

Full Cheyenne analysis →

Casper

COL index: 0.88× national avg

Comfortable

Rent (1BR)

$1,000

Food

$396

Transport

$154

Utilities

$145

Healthcare

$176

Total: $1,871/mo

Surplus: $1,050/mo

Rent burden: 34.2% — Manageable (25–35%)

Full Casper analysis →

Laramie

COL index: 0.85× national avg

Comfortable

Rent (1BR)

$950

Food

$405

Transport

$149

Utilities

$140

Healthcare

$170

Total: $1,814/mo

Surplus: $1,107/mo

Rent burden: 32.5% — Manageable (25–35%)

Full Laramie analysis →

Gillette

COL index: 0.91× national avg

Comfortable

Rent (1BR)

$1,050

Food

$405

Transport

$159

Utilities

$150

Healthcare

$182

Total: $1,946/mo

Surplus: $975/mo

Rent burden: 35.9% — High (35–50%)

Full Gillette analysis →

Rock Springs

COL index: 0.88× national avg

Comfortable

Rent (1BR)

$1,000

Food

$396

Transport

$154

Utilities

$145

Healthcare

$176

Total: $1,871/mo

Surplus: $1,050/mo

Rent burden: 34.2% — Manageable (25–35%)

Full Rock Springs analysis →

Sheridan

COL index: 0.85× national avg

Comfortable

Rent (1BR)

$950

Food

$396

Transport

$149

Utilities

$140

Healthcare

$170

Total: $1,805/mo

Surplus: $1,116/mo

Rent burden: 32.5% — Manageable (25–35%)

Full Sheridan analysis →

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $2,921 ($35,052/yr)

Needs 50%Wants 30%Savings 20%

Needs50%

$1,461

per month

›Rent / mortgage
›Groceries
›Utilities
›Insurance
›Minimum debt payments
›Transportation

Wants30%

$876

per month

›Dining out
›Streaming services
›Gym
›Hobbies
›Travel
›Shopping

Savings20%

$584

per month

›Emergency fund
›401(k) / IRA
›Investments
›Down payment fund
›Debt payoff (extra)

Needs / year

$17,526

Wants / year

$10,516

Savings / year

$7,010

Salary Intelligence

Below comfortable level in Cheyenne

Rent would consume 36% of take-home income — above the 35% stress threshold. A higher salary or lower-cost housing is needed for financial stability in this city.

Lifestyle score: 6.8/10 (Good)

Lifestyle Assessment

A $41,000 salary comfortably supports a good single lifestyle in Cheyenne, Wyoming, with approximately $975/month (~33% of take-home) available for savings — meeting or exceeding the recommended 20% savings rate.

Purchasing Power

Cheyenne is near the national cost-of-living average (index: 0.91). $41,000 here is roughly equivalent to $83,352 in San Francisco or $39,648 in an affordable city like Birmingham.

State & National Benchmark

$41,000 is 2% below the Wyoming individual median of $42,000. Consider negotiating a higher salary or exploring higher-paying roles in this state.

State individual median

$42,000

-2%

State household median

$72,509

-43%

Tax reduction strategies

Maximize 401(k) Contributions — Up to $5,170 in federal tax (22% bracket)

Contribute to a Traditional IRA — Up to $1,540 in federal tax (22% bracket)

$41,000 vs. Wyoming income benchmarks

Individual median (Wyoming)

$42,000

-2% vs. this salary

Household median (Wyoming)

$72,509

-43% vs. this salary

Source: US Census Bureau ACS 2023

Related salary insights

Explore other salary levels in Wyoming

$40,000 $60,000 $100,000 $150,000 $200,000 $300,000

Reviewed by

Finance Editor

CPA, 10+ years in personal finance

Data Sources

•Tax calculations: IRS federal tax tables
•Rent data: HUD Fair Market Rents
•Cost-of-living index: C2ER / ACCRA Cost of Living Index

Data updated monthly using government datasets.