Is $67,000 a good salary in Pennsylvania?

$67,000 in Pennsylvania provides a monthly take-home of approximately $4,477 after taxes. Across major Pennsylvania cities, this salary is rated very comfortable, with an average monthly surplus of $2,266.

What is the cost of living on $67,000 in Pennsylvania?

The average monthly living cost across major Pennsylvania cities is approximately $2,211 for a single adult (rent, food, transport, utilities, healthcare). On $67,000 take-home pay of $4,477/month, you would have roughly $2,266/month remaining.

Living in Pennsylvania · 2026

Is $67,000 enough to live in Pennsylvania?

Single adult · PA · 2026 tax brackets · Real cost-of-living data

Statewide verdict:Very comfortable

Monthly take-home

$4,477

Avg monthly expenses

$2,211

Avg monthly surplus

$2,266

Savings potential

~51%

After-tax take-home in Pennsylvania

Gross salary$67,000

Federal income tax− $6,094

State income tax− $2,057

Social Security− $4,154

Medicare− $972

Annual take-home$53,723

Effective tax rate19.82%

How $67,000 feels in Pennsylvania cities

Rent: HUD FMR 2026 · Food: USDA Low-Cost Plan × COL · Transport/Utilities/Healthcare: BLS CES × COL

Philadelphia

COL index: 1.33× national avg

Comfortable

Rent (1BR)

$1,800

Food

$519

Transport

$233

Utilities

$219

Healthcare

$266

Total: $3,037/mo

Surplus: $1,440/mo

Rent burden: 40.2% — High (35–50%)

Full Philadelphia analysis →

Pittsburgh

COL index: 1.08× national avg

Very comfortable

Rent (1BR)

$1,300

Food

$440

Transport

$189

Utilities

$178

Healthcare

$216

Total: $2,323/mo

Surplus: $2,154/mo

Rent burden: 29.0% — Manageable (25–35%)

Full Pittsburgh analysis →

Allentown

COL index: 1.03× national avg

Very comfortable

Rent (1BR)

$1,300

Food

$449

Transport

$180

Utilities

$170

Healthcare

$206

Total: $2,305/mo

Surplus: $2,172/mo

Rent burden: 29.0% — Manageable (25–35%)

Full Allentown analysis →

Erie

COL index: 0.85× national avg

Very comfortable

Rent (1BR)

$950

Food

$387

Transport

$149

Utilities

$140

Healthcare

$170

Total: $1,796/mo

Surplus: $2,681/mo

Rent burden: 21.2% — Affordable (< 25%)

Full Erie analysis →

Reading

COL index: 0.93× national avg

Very comfortable

Rent (1BR)

$1,100

Food

$405

Transport

$163

Utilities

$153

Healthcare

$186

Total: $2,007/mo

Surplus: $2,470/mo

Rent burden: 24.6% — Affordable (< 25%)

Full Reading analysis →

Scranton

COL index: 0.85× national avg

Very comfortable

Rent (1BR)

$950

Food

$387

Transport

$149

Utilities

$140

Healthcare

$170

Total: $1,796/mo

Surplus: $2,681/mo

Rent burden: 21.2% — Affordable (< 25%)

Full Scranton analysis →

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $4,477 ($53,724/yr)

Needs 50%Wants 30%Savings 20%

Needs50%

$2,239

per month

›Rent / mortgage
›Groceries
›Utilities
›Insurance
›Minimum debt payments
›Transportation

Wants30%

$1,343

per month

›Dining out
›Streaming services
›Gym
›Hobbies
›Travel
›Shopping

Savings20%

$895

per month

›Emergency fund
›401(k) / IRA
›Investments
›Down payment fund
›Debt payoff (extra)

Needs / year

$26,862

Wants / year

$16,117

Savings / year

$10,745

Salary Intelligence

Below comfortable level in Philadelphia

Rent would consume 40% of take-home income — above the 35% stress threshold. A higher salary or lower-cost housing is needed for financial stability in this city.

Lifestyle score: 5.7/10 (Good)

Lifestyle Assessment

A $67,000 salary comfortably supports a good single lifestyle in Philadelphia, Pennsylvania, with approximately $1,440/month (~32% of take-home) available for savings — meeting or exceeding the recommended 20% savings rate.

Purchasing Power

Philadelphia's above-average cost of living (index: 1.33) means $67,000 provides the purchasing power of roughly $50,376 in an average-cost US city, or $59,444 in Austin. Moving to a lower-cost state could effectively increase your take-home by thousands.

State & National Benchmark

$67,000 is 55% above the Pennsylvania individual median of $43,300 and 20% above the US national individual median of $56,000. This is a top-quartile income in this state.

State individual median

$43,300

+55%

State household median

$74,660

-10%

Tax reduction strategies

Maximize 401(k) Contributions — Up to $5,170 in federal tax (22% bracket)

401(k) Age 50+ Catch-Up Contribution — Up to $2,775 additional tax savings (37% bracket)

$67,000 vs. Pennsylvania income benchmarks

Individual median (Pennsylvania)

$43,300

+55% vs. this salary

Household median (Pennsylvania)

$74,660

-10% vs. this salary

Source: US Census Bureau ACS 2023

Related salary insights

Explore other salary levels in Pennsylvania

$40,000 $60,000 $100,000 $150,000 $200,000 $300,000

Reviewed by

Finance Editor

CPA, 10+ years in personal finance

Data Sources

•Tax calculations: IRS federal tax tables
•Rent data: HUD Fair Market Rents
•Cost-of-living index: C2ER / ACCRA Cost of Living Index

Data updated monthly using government datasets.