Living in Tennessee · 2026
Is $67,000 enough to live in Tennessee?
Single adult · TN · 2026 tax brackets · Real cost-of-living data
Monthly take-home
$4,648
Avg monthly expenses
$2,332
Avg monthly surplus
$2,316
Savings potential
~50%
After-tax take-home in Tennessee
How $67,000 feels in Tennessee cities
Rent: HUD FMR 2026 · Food: USDA Low-Cost Plan × COL · Transport/Utilities/Healthcare: BLS CES × COL
Nashville
COL index: 1.31× national avg
Memphis
COL index: 0.91× national avg
Knoxville
COL index: 1.03× national avg
Chattanooga
COL index: 1.00× national avg
Clarksville
COL index: 0.95× national avg
Murfreesboro
COL index: 1.08× national avg
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $4,648 ($55,776/yr)
$2,324
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$1,394
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$930
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$27,888
Wants / year
$16,733
Savings / year
$11,155
Salary Intelligence
Below comfortable level in NashvilleRent would consume 41% of take-home income — above the 35% stress threshold. A higher salary or lower-cost housing is needed for financial stability in this city.
Lifestyle Assessment
A $67,000 salary comfortably supports a good single lifestyle in Nashville, Tennessee, with approximately $1,566/month (~34% of take-home) available for savings — meeting or exceeding the recommended 20% savings rate.
Purchasing Power
Nashville's above-average cost of living (index: 1.31) means $67,000 provides the purchasing power of roughly $51,145 in an average-cost US city, or $60,351 in Austin. Moving to a lower-cost state could effectively increase your take-home by thousands.
State & National Benchmark
$67,000 is 76% above the Tennessee individual median of $38,000 and 20% above the US national individual median of $56,000. This is a top-quartile income in this state.
State individual median
$38,000
+76%
State household median
$65,619
+2%
Tax reduction strategies
$67,000 vs. Tennessee income benchmarks
Individual median (Tennessee)
$38,000
+76% vs. this salary
Household median (Tennessee)
$65,619
+2% vs. this salary
Source: US Census Bureau ACS 2023
Related salary insights
Explore other salary levels in Tennessee
Data Sources
- •Tax calculations: IRS federal tax tables
- •Rent data: HUD Fair Market Rents
- •Cost-of-living index: C2ER / ACCRA Cost of Living Index
Data updated monthly using government datasets.