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Living in Wyoming ยท 2026

Is $75,000 enough to live in Wyoming?

Single adult ยท WY ยท 2026 tax brackets ยท Real cost-of-living data

Statewide verdict:Very comfortable

Monthly take-home

$5,117

Avg monthly expenses

$1,876

Avg monthly surplus

$3,241

Savings potential

~63%

After-tax take-home in Wyoming

Gross salary$75,000
Federal income taxโˆ’ $7,854
State income taxโˆ’ $0
Social Securityโˆ’ $4,650
Medicareโˆ’ $1,088
Annual take-home$61,408
Effective tax rate18.12%

How $75,000 feels in Wyoming cities

Rent: HUD FMR 2026 ยท Food: USDA Low-Cost Plan ร— COL ยท Transport/Utilities/Healthcare: BLS CES ร— COL

Cheyenne

COL index: 0.91ร— national avg

Very comfortable
Rent (1BR)
$1,050
Food
$405
Transport
$159
Utilities
$150
Healthcare
$182
Total: $1,946/mo
Surplus: $3,171/mo
Rent burden: 20.5% โ€” Affordable (< 25%)
Full Cheyenne analysis โ†’

Casper

COL index: 0.88ร— national avg

Very comfortable
Rent (1BR)
$1,000
Food
$396
Transport
$154
Utilities
$145
Healthcare
$176
Total: $1,871/mo
Surplus: $3,246/mo
Rent burden: 19.5% โ€” Affordable (< 25%)
Full Casper analysis โ†’

Laramie

COL index: 0.85ร— national avg

Very comfortable
Rent (1BR)
$950
Food
$405
Transport
$149
Utilities
$140
Healthcare
$170
Total: $1,814/mo
Surplus: $3,303/mo
Rent burden: 18.6% โ€” Affordable (< 25%)
Full Laramie analysis โ†’

Gillette

COL index: 0.91ร— national avg

Very comfortable
Rent (1BR)
$1,050
Food
$405
Transport
$159
Utilities
$150
Healthcare
$182
Total: $1,946/mo
Surplus: $3,171/mo
Rent burden: 20.5% โ€” Affordable (< 25%)
Full Gillette analysis โ†’

Rock Springs

COL index: 0.88ร— national avg

Very comfortable
Rent (1BR)
$1,000
Food
$396
Transport
$154
Utilities
$145
Healthcare
$176
Total: $1,871/mo
Surplus: $3,246/mo
Rent burden: 19.5% โ€” Affordable (< 25%)
Full Rock Springs analysis โ†’

Sheridan

COL index: 0.85ร— national avg

Very comfortable
Rent (1BR)
$950
Food
$396
Transport
$149
Utilities
$140
Healthcare
$170
Total: $1,805/mo
Surplus: $3,312/mo
Rent burden: 18.6% โ€” Affordable (< 25%)
Full Sheridan analysis โ†’

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $5,117 ($61,404/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$2,559

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$1,535

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$1,023

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$30,702

Wants / year

$18,421

Savings / year

$12,281

Salary Intelligence

Good salary in Cheyenne

Rent represents 21% of take-home income โ€” comfortably within the recommended 25% guideline. This is a solid salary for this location.

Lifestyle score: 7.8/10 (Very Good)

Lifestyle Assessment

A $75,000 salary comfortably supports a very good single lifestyle in Cheyenne, Wyoming, with approximately $3,171/month (~62% of take-home) available for savings โ€” meeting or exceeding the recommended 20% savings rate.

Purchasing Power

Cheyenne is near the national cost-of-living average (index: 0.91). $75,000 here is roughly equivalent to $152,473 in San Francisco or $72,527 in an affordable city like Birmingham.

State & National Benchmark

$75,000 is 79% above the Wyoming individual median of $42,000 and 34% above the US national individual median of $56,000. This is a top-quartile income in this state.

State individual median

$42,000

+79%

State household median

$72,509

+3%

Tax reduction strategies

Maximize 401(k) Contributions โ€” Up to $5,170 in federal tax (22% bracket)
401(k) Age 50+ Catch-Up Contribution โ€” Up to $2,775 additional tax savings (37% bracket)

$75,000 vs. Wyoming income benchmarks

Individual median (Wyoming)

$42,000

+79% vs. this salary

Household median (Wyoming)

$72,509

+3% vs. this salary

Source: US Census Bureau ACS 2023

Related salary insights

Explore other salary levels in Wyoming

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Reviewed by

Finance Editor

CPA, 10+ years in personal finance

Data Sources

Data updated monthly using government datasets.