Relocation Guide · 2026
Moving from Boston to Miami
Salary adjustment, rent comparison, taxes, and cost-of-living breakdown
Salary Equivalency
$100k in Boston = $78k in Miami
Miami is 22.3% cheaper than Boston overall
1.93
COL Index (From)
Boston
1.50
COL Index (To)
Miami
$2,900/mo
1BR Rent (From)
Boston
$2,200/mo
1BR Rent (To)
Miami
Salary Adjustment Calculator
How much you need to earn in Miami to match your current Boston salary
| Boston Salary | Take-Home (MA) | Equiv. in Miami | Take-Home (FL) | Difference |
|---|---|---|---|---|
| $60,000 | $47,248/yr 21.25% eff. rate | $46,632 | $39,508/yr 15.28% eff. rate | -$13,368 |
| $80,000 | $60,666/yr 24.17% eff. rate | $62,176 | $51,996/yr 16.37% eff. rate | -$17,824 |
| $100,000 | $73,736/yr 26.26% eff. rate | $77,720 | $63,062/yr 18.86% eff. rate | -$22,280 |
| $120,000 | $86,773/yr 27.69% eff. rate | $93,264 | $73,998/yr 20.66% eff. rate | -$26,736 |
| $150,000 | $105,778/yr 29.48% eff. rate | $116,580 | $90,400/yr 22.46% eff. rate | -$33,420 |
| $200,000 | $138,935/yr 30.53% eff. rate | $155,440 | $116,996/yr 24.73% eff. rate | -$44,560 |
Positive difference = you need a higher salary in Miami to maintain purchasing power. Negative = Miami is cheaper and your purchasing power improves at the same salary.
Rent Comparison
Studio
Boston
$2,260/mo
Miami
$1,720/mo
-23.9% in Miami
1-Bedroom
Boston
$2,900/mo
Miami
$2,200/mo
-24.1% in Miami
2-Bedroom
Boston
$3,700/mo
Miami
$2,900/mo
-21.6% in Miami
Family (3-4BR)
Boston
$4,920/mo
Miami
$3,860/mo
-21.5% in Miami
Frequently Asked Questions
How much salary do I need in Miami to match my Boston income?
$100k in Boston = $78k in Miami. Miami has a cost-of-living index of 1.50 vs 1.93 for Boston (1.00 = US average). That's a 22.3% decrease in overall living costs.
How does rent compare between Boston and Miami?
A 1-bedroom apartment in Boston averages $2,900/month, while the same in Miami runs $2,200/month — that's 24.1% less in Miami. For a 2-bedroom, expect $3,700/month in Boston vs $2,900/month in Miami.
How does state income tax change when moving from Boston to Miami?
On a $100,000 salary, you take home $73,736/year in MA (effective rate: 26.26%). The equivalent salary in FL is $77,720, giving you $63,062/year (effective rate: 18.86%).
Is moving from Boston to Miami a good financial decision?
Miami is 22.3% cheaper than Boston. Even at the same salary, your purchasing power would increase by roughly 22.3%. Rent in Miami is $2,200/month for a 1BR, compared to $2,900/month in Boston.