City Comparison · 2026
Ann Arbor vs Chicago
Salary, rent, taxes, and purchasing power compared
Purchasing Power
$100k in Ann Arbor = $114k in Chicago
Metric
Ann Arbor
Chicago
COL Index
✓1.21
1.38
1BR Monthly Rent
✓$1,650/mo
$2,000/mo
2BR Monthly Rent
✓$2,100/mo
$2,600/mo
State Income Tax
MI
IL
$100k Take-Home
✓$74,486
$73,786
$100k Effective Rate
✓25.51%
26.21%
$100k Savings Potential
✓$54,686
$49,786
After-Tax Income by Salary
| Gross Salary | Ann Arbor MI | Chicago IL |
|---|---|---|
| $60,000 | $47,698 $3,975/mo · 20.5% eff. | $47,278 $3,940/mo · 21.2% eff. |
| $100,000 | $74,486 $6,207/mo · 25.51% eff. | $73,786 $6,149/mo · 26.21% eff. |
| $150,000 | $106,903 $8,909/mo · 28.73% eff. | $105,853 $8,821/mo · 29.43% eff. |
Frequently Asked Questions
Is Ann Arbor or Chicago cheaper to live in?
Ann Arbor has a cost-of-living index of 1.21 while Chicago is 1.38 (1.00 = US average). Ann Arbor is cheaper overall. 1BR rent in Ann Arbor is $1,650/month vs $2,000/month in Chicago.
How much more do you need to earn in Chicago vs Ann Arbor?
$100k in Ann Arbor = $114k in Chicago. Cost of living in Chicago is higher by 14%.
Which city has better after-tax income — Ann Arbor or Chicago?
On a $100,000 salary, you take home $74,486 in MI (Ann Arbor) and $73,786 in IL (Chicago). After accounting for rent, your annual savings potential is $54,686 in Ann Arbor vs $49,786 in Chicago.
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