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City Comparison · 2026

Atlanta vs Chicago

Salary, rent, taxes, and purchasing power compared

Purchasing Power

$100k in Atlanta = $107k in Chicago

Metric
Atlanta
Chicago
COL Index
1.29
1.38
1BR Monthly Rent
$1,850/mo
$2,000/mo
2BR Monthly Rent
$2,350/mo
$2,600/mo
State Income Tax
GA
IL
$100k Take-Home
$73,246
$73,786
$100k Effective Rate
26.75%
26.21%
$100k Savings Potential
$51,046
$49,786

After-Tax Income by Salary

Gross SalaryAtlanta
GA
Chicago
IL
$60,000$46,954
$3,913/mo · 21.74% eff.
$47,278
$3,940/mo · 21.2% eff.
$100,000$73,246
$6,104/mo · 26.75% eff.
$73,786
$6,149/mo · 26.21% eff.
$150,000$105,043
$8,754/mo · 29.97% eff.
$105,853
$8,821/mo · 29.43% eff.

Frequently Asked Questions

Is Atlanta or Chicago cheaper to live in?

Atlanta has a cost-of-living index of 1.29 while Chicago is 1.38 (1.00 = US average). Atlanta is cheaper overall. 1BR rent in Atlanta is $1,850/month vs $2,000/month in Chicago.

How much more do you need to earn in Chicago vs Atlanta?

$100k in Atlanta = $107k in Chicago. Cost of living in Chicago is higher by 7%.

Which city has better after-tax income — Atlanta or Chicago?

On a $100,000 salary, you take home $73,246 in GA (Atlanta) and $73,786 in IL (Chicago). After accounting for rent, your annual savings potential is $51,046 in Atlanta vs $49,786 in Chicago.