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City Comparison · 2026

Bozeman vs Chicago

Salary, rent, taxes, and purchasing power compared

Purchasing Power

$100k in Bozeman = $117k in Chicago

Metric
Bozeman
Chicago
COL Index
1.18
1.38
1BR Monthly Rent
$1,600/mo
$2,000/mo
2BR Monthly Rent
$2,000/mo
$2,600/mo
State Income Tax
MT
IL
$100k Take-Home
$72,406
$73,786
$100k Effective Rate
27.59%
26.21%
$100k Savings Potential
$53,206
$49,786

After-Tax Income by Salary

Gross SalaryBozeman
MT
Chicago
IL
$60,000$46,618
$3,885/mo · 22.3% eff.
$47,278
$3,940/mo · 21.2% eff.
$100,000$72,406
$6,034/mo · 27.59% eff.
$73,786
$6,149/mo · 26.21% eff.
$150,000$103,573
$8,631/mo · 30.95% eff.
$105,853
$8,821/mo · 29.43% eff.

Frequently Asked Questions

Is Bozeman or Chicago cheaper to live in?

Bozeman has a cost-of-living index of 1.18 while Chicago is 1.38 (1.00 = US average). Bozeman is cheaper overall. 1BR rent in Bozeman is $1,600/month vs $2,000/month in Chicago.

How much more do you need to earn in Chicago vs Bozeman?

$100k in Bozeman = $117k in Chicago. Cost of living in Chicago is higher by 16.9%.

Which city has better after-tax income — Bozeman or Chicago?

On a $100,000 salary, you take home $72,406 in MT (Bozeman) and $73,786 in IL (Chicago). After accounting for rent, your annual savings potential is $53,206 in Bozeman vs $49,786 in Chicago.