City Comparison · 2026
Eugene vs Chicago
Salary, rent, taxes, and purchasing power compared
Purchasing Power
$100k in Eugene = $122k in Chicago
Metric
Eugene
Chicago
COL Index
✓1.13
1.38
1BR Monthly Rent
✓$1,500/mo
$2,000/mo
2BR Monthly Rent
✓$1,880/mo
$2,600/mo
State Income Tax
OR
IL
$100k Take-Home
$71,278
✓$73,786
$100k Effective Rate
28.72%
✓26.21%
$100k Savings Potential
✓$53,278
$49,786
After-Tax Income by Salary
| Gross Salary | Eugene OR | Chicago IL |
|---|---|---|
| $60,000 | $46,290 $3,858/mo · 22.85% eff. | $47,278 $3,940/mo · 21.2% eff. |
| $100,000 | $71,278 $5,940/mo · 28.72% eff. | $73,786 $6,149/mo · 26.21% eff. |
| $150,000 | $101,445 $8,454/mo · 32.37% eff. | $105,853 $8,821/mo · 29.43% eff. |
Frequently Asked Questions
Is Eugene or Chicago cheaper to live in?
Eugene has a cost-of-living index of 1.13 while Chicago is 1.38 (1.00 = US average). Eugene is cheaper overall. 1BR rent in Eugene is $1,500/month vs $2,000/month in Chicago.
How much more do you need to earn in Chicago vs Eugene?
$100k in Eugene = $122k in Chicago. Cost of living in Chicago is higher by 22.1%.
Which city has better after-tax income — Eugene or Chicago?
On a $100,000 salary, you take home $71,278 in OR (Eugene) and $73,786 in IL (Chicago). After accounting for rent, your annual savings potential is $53,278 in Eugene vs $49,786 in Chicago.
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