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City Comparison · 2026

Hartford vs Chicago

Salary, rent, taxes, and purchasing power compared

Purchasing Power

$100k in Hartford = $128k in Chicago

Metric
Hartford
Chicago
COL Index
1.08
1.38
1BR Monthly Rent
$1,400/mo
$2,000/mo
2BR Monthly Rent
$1,750/mo
$2,600/mo
State Income Tax
CT
IL
$100k Take-Home
$73,686
$73,786
$100k Effective Rate
26.31%
26.21%
$100k Savings Potential
$56,886
$49,786

After-Tax Income by Salary

Gross SalaryHartford
CT
Chicago
IL
$60,000$47,398
$3,950/mo · 21% eff.
$47,278
$3,940/mo · 21.2% eff.
$100,000$73,686
$6,141/mo · 26.31% eff.
$73,786
$6,149/mo · 26.21% eff.
$150,000$105,228
$8,769/mo · 29.85% eff.
$105,853
$8,821/mo · 29.43% eff.

Frequently Asked Questions

Is Hartford or Chicago cheaper to live in?

Hartford has a cost-of-living index of 1.08 while Chicago is 1.38 (1.00 = US average). Hartford is cheaper overall. 1BR rent in Hartford is $1,400/month vs $2,000/month in Chicago.

How much more do you need to earn in Chicago vs Hartford?

$100k in Hartford = $128k in Chicago. Cost of living in Chicago is higher by 27.8%.

Which city has better after-tax income — Hartford or Chicago?

On a $100,000 salary, you take home $73,686 in CT (Hartford) and $73,786 in IL (Chicago). After accounting for rent, your annual savings potential is $56,886 in Hartford vs $49,786 in Chicago.