$

City Comparison · 2026

Long Beach vs Chicago

Salary, rent, taxes, and purchasing power compared

Purchasing Power

$100k in Long Beach = $91k in Chicago

Metric
Long Beach
Chicago
COL Index
1.52
1.38
1BR Monthly Rent
$2,500/mo
$2,000/mo
2BR Monthly Rent
$3,250/mo
$2,600/mo
State Income Tax
CA
IL
$100k Take-Home
$73,198
$73,786
$100k Effective Rate
26.8%
26.21%
$100k Savings Potential
$43,198
$49,786

After-Tax Income by Salary

Gross SalaryLong Beach
CA
Chicago
IL
$60,000$48,276
$4,023/mo · 19.54% eff.
$47,278
$3,940/mo · 21.2% eff.
$100,000$73,198
$6,100/mo · 26.8% eff.
$73,786
$6,149/mo · 26.21% eff.
$150,000$103,090
$8,591/mo · 31.27% eff.
$105,853
$8,821/mo · 29.43% eff.

Frequently Asked Questions

Is Long Beach or Chicago cheaper to live in?

Long Beach has a cost-of-living index of 1.52 while Chicago is 1.38 (1.00 = US average). Chicago is cheaper overall. 1BR rent in Long Beach is $2,500/month vs $2,000/month in Chicago.

How much more do you need to earn in Long Beach vs Chicago?

$100k in Long Beach = $91k in Chicago. Cost of living in Chicago is lower by 9.2%.

Which city has better after-tax income — Long Beach or Chicago?

On a $100,000 salary, you take home $73,198 in CA (Long Beach) and $73,786 in IL (Chicago). After accounting for rent, your annual savings potential is $43,198 in Long Beach vs $49,786 in Chicago.