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City Comparison · 2026

Nashville vs Chicago

Salary, rent, taxes, and purchasing power compared

Purchasing Power

$100k in Nashville = $105k in Chicago

Metric
Nashville
Chicago
COL Index
1.31
1.38
1BR Monthly Rent
$1,900/mo
$2,000/mo
2BR Monthly Rent
$2,400/mo
$2,600/mo
State Income Tax
TN
IL
$100k Take-Home
$78,736
$73,786
$100k Effective Rate
21.26%
26.21%
$100k Savings Potential
$55,936
$49,786

After-Tax Income by Salary

Gross SalaryNashville
TN
Chicago
IL
$60,000$50,248
$4,187/mo · 16.25% eff.
$47,278
$3,940/mo · 21.2% eff.
$100,000$78,736
$6,561/mo · 21.26% eff.
$73,786
$6,149/mo · 26.21% eff.
$150,000$113,278
$9,440/mo · 24.48% eff.
$105,853
$8,821/mo · 29.43% eff.

Frequently Asked Questions

Is Nashville or Chicago cheaper to live in?

Nashville has a cost-of-living index of 1.31 while Chicago is 1.38 (1.00 = US average). Nashville is cheaper overall. 1BR rent in Nashville is $1,900/month vs $2,000/month in Chicago.

How much more do you need to earn in Chicago vs Nashville?

$100k in Nashville = $105k in Chicago. Cost of living in Chicago is higher by 5.3%.

Which city has better after-tax income — Nashville or Chicago?

On a $100,000 salary, you take home $78,736 in TN (Nashville) and $73,786 in IL (Chicago). After accounting for rent, your annual savings potential is $55,936 in Nashville vs $49,786 in Chicago.