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City Comparison · 2026

Virginia Beach vs Chicago

Salary, rent, taxes, and purchasing power compared

Purchasing Power

$100k in Virginia Beach = $120k in Chicago

Metric
Virginia Beach
Chicago
COL Index
1.15
1.38
1BR Monthly Rent
$1,450/mo
$2,000/mo
2BR Monthly Rent
$1,820/mo
$2,600/mo
State Income Tax
VA
IL
$100k Take-Home
$73,243
$73,786
$100k Effective Rate
26.76%
26.21%
$100k Savings Potential
$55,843
$49,786

After-Tax Income by Salary

Gross SalaryVirginia Beach
VA
Chicago
IL
$60,000$47,055
$3,921/mo · 21.57% eff.
$47,278
$3,940/mo · 21.2% eff.
$100,000$73,243
$6,104/mo · 26.76% eff.
$73,786
$6,149/mo · 26.21% eff.
$150,000$104,910
$8,743/mo · 30.06% eff.
$105,853
$8,821/mo · 29.43% eff.

Frequently Asked Questions

Is Virginia Beach or Chicago cheaper to live in?

Virginia Beach has a cost-of-living index of 1.15 while Chicago is 1.38 (1.00 = US average). Virginia Beach is cheaper overall. 1BR rent in Virginia Beach is $1,450/month vs $2,000/month in Chicago.

How much more do you need to earn in Chicago vs Virginia Beach?

$100k in Virginia Beach = $120k in Chicago. Cost of living in Chicago is higher by 20%.

Which city has better after-tax income — Virginia Beach or Chicago?

On a $100,000 salary, you take home $73,243 in VA (Virginia Beach) and $73,786 in IL (Chicago). After accounting for rent, your annual savings potential is $55,843 in Virginia Beach vs $49,786 in Chicago.