Job Salary Guide · 2026
Actuary Salary After Tax in Boston
Based on BLS OEWS data · MA · Single filer
Actuary Salary Range
25th Percentile
$92,000
Take-home:
$68,508
$5,709/mo
Entry to mid-level
Median
$120,000
Take-home:
$86,773
$7,231/mo
Typical salary
75th Percentile
$158,000
Take-home:
$110,846
$9,237/mo
Senior / specialist
Tax Breakdown
At median salary of $120,000
Cost of Living in Boston
1BR Monthly Rent
$2,900/mo
2BR Monthly Rent
$3,700/mo
COL Index
1.93
Comfortable Rent Max
$1,807/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $7,231 ($86,772/yr)
$3,616
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$2,169
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$1,446
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$43,386
Wants / year
$26,032
Savings / year
$17,354
Actuary Salary in Other Cities
Frequently Asked Questions
What is the average Actuary salary in Boston?
The median Actuary salary in Boston (MA) is $120,000 per year based on BLS OEWS data. The 25th percentile is $92,000 and the 75th percentile is $158,000.
What is the take-home pay for a Actuary in Boston?
At the median salary of $120,000, a Actuary in MA takes home approximately $86,773 per year ($7,231/month) after federal and state taxes. The effective tax rate is 27.69%.
Can a Actuary afford rent in Boston?
The average 1-bedroom rent in Boston is $2,900/month. On the median Actuary salary, your rent-to-income ratio is 40.1%, which is "High Stress". Financial experts recommend keeping rent below 25–30% of take-home pay ($1,807/month at this salary).
How does cost of living affect Actuary salaries in Boston?
Boston has a cost-of-living index of 1.93 (1.00 = national average). Boston is 93% more expensive than the US average, which reduces the real purchasing power of the Actuary salary.