Job Salary Guide · 2026
Actuary Salary After Tax in Waterloo
Based on BLS OEWS data · IA · Single filer
Actuary Salary Range
25th Percentile
$92,000
Take-home:
$69,612
$5,801/mo
Entry to mid-level
Median
$120,000
Take-home:
$88,213
$7,351/mo
Typical salary
75th Percentile
$158,000
Take-home:
$112,742
$9,395/mo
Senior / specialist
Tax Breakdown
At median salary of $120,000
Cost of Living in Waterloo
1BR Monthly Rent
$880/mo
2BR Monthly Rent
$1,100/mo
COL Index
0.82
Comfortable Rent Max
$1,837/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $7,351 ($88,212/yr)
$3,676
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$2,205
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$1,470
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$44,106
Wants / year
$26,464
Savings / year
$17,642
Actuary Salary in Other Cities
Frequently Asked Questions
What is the average Actuary salary in Waterloo?
The median Actuary salary in Waterloo (IA) is $120,000 per year based on BLS OEWS data. The 25th percentile is $92,000 and the 75th percentile is $158,000.
What is the take-home pay for a Actuary in Waterloo?
At the median salary of $120,000, a Actuary in IA takes home approximately $88,213 per year ($7,351/month) after federal and state taxes. The effective tax rate is 26.49%.
Can a Actuary afford rent in Waterloo?
The average 1-bedroom rent in Waterloo is $880/month. On the median Actuary salary, your rent-to-income ratio is 12%, which is "Comfortable". Financial experts recommend keeping rent below 25–30% of take-home pay ($1,837/month at this salary).
How does cost of living affect Actuary salaries in Waterloo?
Waterloo has a cost-of-living index of 0.82 (1.00 = national average). Waterloo is 18% cheaper than the US average, so the Actuary salary goes further here than in high-cost metros.