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Job Salary Guide ยท 2026

Civil Engineer Salary After Tax in New York City

Based on BLS OEWS data ยท NY ยท Single filer

Rent: High StressCOL Index: 2.13

Civil Engineer Salary Range

25th Percentile

$72,000

Take-home:

$55,508

$4,626/mo

Entry to mid-level

Median

$92,000

Take-home:

$68,394

$5,700/mo

Typical salary

75th Percentile

$118,000

Take-home:

$85,060

$7,088/mo

Senior / specialist

Tax Breakdown

At median salary of $92,000

Gross Salary$92,000
Federal Tax(12.9%)โ€“$11,854
NY State Taxโ€“$4,714
Social Securityโ€“$5,704
Medicareโ€“$1,334
Annual Take-Home$68,394
$5,700Monthly
$2,631Bi-Weekly
25.66%Effective Rate

Cost of Living in New York City

Rent-to-income ratio (1BR)61.4% โ€” High Stress

1BR Monthly Rent

$3,500/mo

2BR Monthly Rent

$4,500/mo

COL Index

2.13

Comfortable Rent Max

$1,425/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $5,700 ($68,400/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$2,850

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$1,710

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$1,140

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$34,200

Wants / year

$20,520

Savings / year

$13,680

Frequently Asked Questions

What is the average Civil Engineer salary in New York City?

The median Civil Engineer salary in New York City (NY) is $92,000 per year based on BLS OEWS data. The 25th percentile is $72,000 and the 75th percentile is $118,000.

What is the take-home pay for a Civil Engineer in New York City?

At the median salary of $92,000, a Civil Engineer in NY takes home approximately $68,394 per year ($5,700/month) after federal and state taxes. The effective tax rate is 25.66%.

Can a Civil Engineer afford rent in New York City?

The average 1-bedroom rent in New York City is $3,500/month. On the median Civil Engineer salary, your rent-to-income ratio is 61.4%, which is "High Stress". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($1,425/month at this salary).

How does cost of living affect Civil Engineer salaries in New York City?

New York City has a cost-of-living index of 2.13 (1.00 = national average). New York City is 113% more expensive than the US average, which reduces the real purchasing power of the Civil Engineer salary.