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Job Salary Guide ยท 2026

Data Engineer Salary After Tax in Chicago

Based on BLS OEWS data ยท IL ยท Single filer

Rent: ModerateCOL Index: 1.38

Data Engineer Salary Range

25th Percentile

$95,000

Take-home:

$70,515

$5,876/mo

Entry to mid-level

Median

$120,000

Take-home:

$86,833

$7,236/mo

Typical salary

75th Percentile

$155,000

Take-home:

$109,022

$9,085/mo

Senior / specialist

Tax Breakdown

At median salary of $120,000

Gross Salary$120,000
Federal Tax(15.0%)โ€“$18,047
IL State Taxโ€“$5,940
Social Securityโ€“$7,440
Medicareโ€“$1,740
Annual Take-Home$86,833
$7,236Monthly
$3,340Bi-Weekly
27.64%Effective Rate

Cost of Living in Chicago

Rent-to-income ratio (1BR)27.6% โ€” Moderate

1BR Monthly Rent

$2,000/mo

2BR Monthly Rent

$2,600/mo

COL Index

1.38

Comfortable Rent Max

$1,809/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $7,236 ($86,832/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$3,618

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$2,171

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$1,447

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$43,416

Wants / year

$26,050

Savings / year

$17,366

Frequently Asked Questions

What is the average Data Engineer salary in Chicago?

The median Data Engineer salary in Chicago (IL) is $120,000 per year based on BLS OEWS data. The 25th percentile is $95,000 and the 75th percentile is $155,000.

What is the take-home pay for a Data Engineer in Chicago?

At the median salary of $120,000, a Data Engineer in IL takes home approximately $86,833 per year ($7,236/month) after federal and state taxes. The effective tax rate is 27.64%.

Can a Data Engineer afford rent in Chicago?

The average 1-bedroom rent in Chicago is $2,000/month. On the median Data Engineer salary, your rent-to-income ratio is 27.6%, which is "Moderate". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($1,809/month at this salary).

How does cost of living affect Data Engineer salaries in Chicago?

Chicago has a cost-of-living index of 1.38 (1.00 = national average). Chicago is 38% more expensive than the US average, which reduces the real purchasing power of the Data Engineer salary.