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Job Salary Guide ยท 2026

Data Engineer Salary After Tax in Lowell

Based on BLS OEWS data ยท MA ยท Single filer

Rent: ComfortableCOL Index: 1.23

Data Engineer Salary Range

25th Percentile

$95,000

Take-home:

$70,468

$5,872/mo

Entry to mid-level

Median

$120,000

Take-home:

$86,773

$7,231/mo

Typical salary

75th Percentile

$155,000

Take-home:

$108,945

$9,079/mo

Senior / specialist

Tax Breakdown

At median salary of $120,000

Gross Salary$120,000
Federal Tax(15.0%)โ€“$18,047
MA State Taxโ€“$6,000
Social Securityโ€“$7,440
Medicareโ€“$1,740
Annual Take-Home$86,773
$7,231Monthly
$3,337Bi-Weekly
27.69%Effective Rate

Cost of Living in Lowell

Rent-to-income ratio (1BR)23.5% โ€” Comfortable

1BR Monthly Rent

$1,700/mo

2BR Monthly Rent

$2,150/mo

COL Index

1.23

Comfortable Rent Max

$1,807/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $7,231 ($86,772/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$3,616

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$2,169

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$1,446

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$43,386

Wants / year

$26,032

Savings / year

$17,354

Frequently Asked Questions

What is the average Data Engineer salary in Lowell?

The median Data Engineer salary in Lowell (MA) is $120,000 per year based on BLS OEWS data. The 25th percentile is $95,000 and the 75th percentile is $155,000.

What is the take-home pay for a Data Engineer in Lowell?

At the median salary of $120,000, a Data Engineer in MA takes home approximately $86,773 per year ($7,231/month) after federal and state taxes. The effective tax rate is 27.69%.

Can a Data Engineer afford rent in Lowell?

The average 1-bedroom rent in Lowell is $1,700/month. On the median Data Engineer salary, your rent-to-income ratio is 23.5%, which is "Comfortable". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($1,807/month at this salary).

How does cost of living affect Data Engineer salaries in Lowell?

Lowell has a cost-of-living index of 1.23 (1.00 = national average). Lowell is 23% more expensive than the US average, which reduces the real purchasing power of the Data Engineer salary.