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Job Salary Guide ยท 2026

Data Scientist Salary After Tax in Owensboro

Based on BLS OEWS data ยท KY ยท Single filer

Rent: ComfortableCOL Index: 0.82

Data Scientist Salary Range

25th Percentile

$85,000

Take-home:

$64,783

$5,399/mo

Entry to mid-level

Median

$108,000

Take-home:

$80,044

$6,670/mo

Typical salary

75th Percentile

$140,000

Take-home:

$100,843

$8,404/mo

Senior / specialist

Tax Breakdown

At median salary of $108,000

Gross Salary$108,000
Federal Tax(14.2%)โ€“$15,374
KY State Taxโ€“$4,320
Social Securityโ€“$6,696
Medicareโ€“$1,566
Annual Take-Home$80,044
$6,670Monthly
$3,079Bi-Weekly
25.89%Effective Rate

Cost of Living in Owensboro

Rent-to-income ratio (1BR)13.2% โ€” Comfortable

1BR Monthly Rent

$880/mo

2BR Monthly Rent

$1,100/mo

COL Index

0.82

Comfortable Rent Max

$1,667/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $6,670 ($80,040/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$3,335

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$2,001

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$1,334

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$40,020

Wants / year

$24,012

Savings / year

$16,008

Frequently Asked Questions

What is the average Data Scientist salary in Owensboro?

The median Data Scientist salary in Owensboro (KY) is $108,000 per year based on BLS OEWS data. The 25th percentile is $85,000 and the 75th percentile is $140,000.

What is the take-home pay for a Data Scientist in Owensboro?

At the median salary of $108,000, a Data Scientist in KY takes home approximately $80,044 per year ($6,670/month) after federal and state taxes. The effective tax rate is 25.89%.

Can a Data Scientist afford rent in Owensboro?

The average 1-bedroom rent in Owensboro is $880/month. On the median Data Scientist salary, your rent-to-income ratio is 13.2%, which is "Comfortable". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($1,667/month at this salary).

How does cost of living affect Data Scientist salaries in Owensboro?

Owensboro has a cost-of-living index of 0.82 (1.00 = national average). Owensboro is 18% cheaper than the US average, so the Data Scientist salary goes further here than in high-cost metros.