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Job Salary Guide ยท 2026

Electrician Salary After Tax in Lowell

Based on BLS OEWS data ยท MA ยท Single filer

Rent: High StressCOL Index: 1.23

Electrician Salary Range

25th Percentile

$48,000

Take-home:

$38,206

$3,184/mo

Entry to mid-level

Median

$60,000

Take-home:

$47,248

$3,937/mo

Typical salary

75th Percentile

$80,000

Take-home:

$60,666

$5,056/mo

Senior / specialist

Tax Breakdown

At median salary of $60,000

Gross Salary$60,000
Federal Tax(8.6%)โ€“$5,162
MA State Taxโ€“$3,000
Social Securityโ€“$3,720
Medicareโ€“$870
Annual Take-Home$47,248
$3,937Monthly
$1,817Bi-Weekly
21.25%Effective Rate

Cost of Living in Lowell

Rent-to-income ratio (1BR)43.2% โ€” High Stress

1BR Monthly Rent

$1,700/mo

2BR Monthly Rent

$2,150/mo

COL Index

1.23

Comfortable Rent Max

$984/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $3,937 ($47,244/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$1,969

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$1,181

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$787

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$23,622

Wants / year

$14,173

Savings / year

$9,449

Frequently Asked Questions

What is the average Electrician salary in Lowell?

The median Electrician salary in Lowell (MA) is $60,000 per year based on BLS OEWS data. The 25th percentile is $48,000 and the 75th percentile is $80,000.

What is the take-home pay for a Electrician in Lowell?

At the median salary of $60,000, a Electrician in MA takes home approximately $47,248 per year ($3,937/month) after federal and state taxes. The effective tax rate is 21.25%.

Can a Electrician afford rent in Lowell?

The average 1-bedroom rent in Lowell is $1,700/month. On the median Electrician salary, your rent-to-income ratio is 43.2%, which is "High Stress". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($984/month at this salary).

How does cost of living affect Electrician salaries in Lowell?

Lowell has a cost-of-living index of 1.23 (1.00 = national average). Lowell is 23% more expensive than the US average, which reduces the real purchasing power of the Electrician salary.