Job Salary Guide · 2026
Financial Advisor Salary After Tax in Cambridge
Based on BLS OEWS data · MA · Single filer
Financial Advisor Salary Range
25th Percentile
$62,000
Take-home:
$48,755
$4,063/mo
Entry to mid-level
Median
$99,000
Take-home:
$73,082
$6,090/mo
Typical salary
75th Percentile
$160,000
Take-home:
$112,113
$9,343/mo
Senior / specialist
Tax Breakdown
At median salary of $99,000
Cost of Living in Cambridge
1BR Monthly Rent
$3,100/mo
2BR Monthly Rent
$3,950/mo
COL Index
1.93
Comfortable Rent Max
$1,522/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $6,090 ($73,080/yr)
$3,045
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$1,827
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$1,218
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$36,540
Wants / year
$21,924
Savings / year
$14,616
Financial Advisor Salary in Other Cities
Frequently Asked Questions
What is the average Financial Advisor salary in Cambridge?
The median Financial Advisor salary in Cambridge (MA) is $99,000 per year based on BLS OEWS data. The 25th percentile is $62,000 and the 75th percentile is $160,000.
What is the take-home pay for a Financial Advisor in Cambridge?
At the median salary of $99,000, a Financial Advisor in MA takes home approximately $73,082 per year ($6,090/month) after federal and state taxes. The effective tax rate is 26.18%.
Can a Financial Advisor afford rent in Cambridge?
The average 1-bedroom rent in Cambridge is $3,100/month. On the median Financial Advisor salary, your rent-to-income ratio is 50.9%, which is "High Stress". Financial experts recommend keeping rent below 25–30% of take-home pay ($1,522/month at this salary).
How does cost of living affect Financial Advisor salaries in Cambridge?
Cambridge has a cost-of-living index of 1.93 (1.00 = national average). Cambridge is 93% more expensive than the US average, which reduces the real purchasing power of the Financial Advisor salary.