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Job Salary Guide ยท 2026

Firefighter Salary After Tax in Billings

Based on BLS OEWS data ยท MT ยท Single filer

Rent: ModerateCOL Index: 0.93

Firefighter Salary Range

25th Percentile

$40,000

Take-home:

$31,898

$2,658/mo

Entry to mid-level

Median

$52,000

Take-home:

$40,730

$3,394/mo

Typical salary

75th Percentile

$72,000

Take-home:

$54,598

$4,550/mo

Senior / specialist

Tax Breakdown

At median salary of $52,000

Gross Salary$52,000
Federal Tax(8.1%)โ€“$4,202
MT State Taxโ€“$3,090
Social Securityโ€“$3,224
Medicareโ€“$754
Annual Take-Home$40,730
$3,394Monthly
$1,567Bi-Weekly
21.67%Effective Rate

Cost of Living in Billings

Rent-to-income ratio (1BR)32.4% โ€” Moderate

1BR Monthly Rent

$1,100/mo

2BR Monthly Rent

$1,380/mo

COL Index

0.93

Comfortable Rent Max

$848/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $3,394 ($40,728/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$1,697

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$1,018

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$679

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$20,364

Wants / year

$12,218

Savings / year

$8,146

Frequently Asked Questions

What is the average Firefighter salary in Billings?

The median Firefighter salary in Billings (MT) is $52,000 per year based on BLS OEWS data. The 25th percentile is $40,000 and the 75th percentile is $72,000.

What is the take-home pay for a Firefighter in Billings?

At the median salary of $52,000, a Firefighter in MT takes home approximately $40,730 per year ($3,394/month) after federal and state taxes. The effective tax rate is 21.67%.

Can a Firefighter afford rent in Billings?

The average 1-bedroom rent in Billings is $1,100/month. On the median Firefighter salary, your rent-to-income ratio is 32.4%, which is "Moderate". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($848/month at this salary).

How does cost of living affect Firefighter salaries in Billings?

Billings has a cost-of-living index of 0.93 (1.00 = national average). Billings is 7% cheaper than the US average, so the Firefighter salary goes further here than in high-cost metros.