Job Salary Guide · 2026
Firefighter Salary After Tax in Cambridge
Based on BLS OEWS data · MA · Single filer
Firefighter Salary Range
25th Percentile
$40,000
Take-home:
$32,178
$2,682/mo
Entry to mid-level
Median
$52,000
Take-home:
$41,220
$3,435/mo
Typical salary
75th Percentile
$72,000
Take-home:
$55,438
$4,620/mo
Senior / specialist
Tax Breakdown
At median salary of $52,000
Cost of Living in Cambridge
1BR Monthly Rent
$3,100/mo
2BR Monthly Rent
$3,950/mo
COL Index
1.93
Comfortable Rent Max
$858/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $3,435 ($41,220/yr)
$1,718
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$1,031
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$687
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$20,610
Wants / year
$12,366
Savings / year
$8,244
Firefighter Salary in Other Cities
Frequently Asked Questions
What is the average Firefighter salary in Cambridge?
The median Firefighter salary in Cambridge (MA) is $52,000 per year based on BLS OEWS data. The 25th percentile is $40,000 and the 75th percentile is $72,000.
What is the take-home pay for a Firefighter in Cambridge?
At the median salary of $52,000, a Firefighter in MA takes home approximately $41,220 per year ($3,435/month) after federal and state taxes. The effective tax rate is 20.73%.
Can a Firefighter afford rent in Cambridge?
The average 1-bedroom rent in Cambridge is $3,100/month. On the median Firefighter salary, your rent-to-income ratio is 90.2%, which is "High Stress". Financial experts recommend keeping rent below 25–30% of take-home pay ($858/month at this salary).
How does cost of living affect Firefighter salaries in Cambridge?
Cambridge has a cost-of-living index of 1.93 (1.00 = national average). Cambridge is 93% more expensive than the US average, which reduces the real purchasing power of the Firefighter salary.