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Job Salary Guide ยท 2026

Firefighter Salary After Tax in Chicago

Based on BLS OEWS data ยท IL ยท Single filer

Rent: High StressCOL Index: 1.38

Firefighter Salary Range

25th Percentile

$40,000

Take-home:

$32,198

$2,683/mo

Entry to mid-level

Median

$52,000

Take-home:

$41,246

$3,437/mo

Typical salary

75th Percentile

$72,000

Take-home:

$55,474

$4,623/mo

Senior / specialist

Tax Breakdown

At median salary of $52,000

Gross Salary$52,000
Federal Tax(8.1%)โ€“$4,202
IL State Taxโ€“$2,574
Social Securityโ€“$3,224
Medicareโ€“$754
Annual Take-Home$41,246
$3,437Monthly
$1,586Bi-Weekly
20.68%Effective Rate

Cost of Living in Chicago

Rent-to-income ratio (1BR)58.2% โ€” High Stress

1BR Monthly Rent

$2,000/mo

2BR Monthly Rent

$2,600/mo

COL Index

1.38

Comfortable Rent Max

$859/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $3,437 ($41,244/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$1,719

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$1,031

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$687

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$20,622

Wants / year

$12,373

Savings / year

$8,249

Frequently Asked Questions

What is the average Firefighter salary in Chicago?

The median Firefighter salary in Chicago (IL) is $52,000 per year based on BLS OEWS data. The 25th percentile is $40,000 and the 75th percentile is $72,000.

What is the take-home pay for a Firefighter in Chicago?

At the median salary of $52,000, a Firefighter in IL takes home approximately $41,246 per year ($3,437/month) after federal and state taxes. The effective tax rate is 20.68%.

Can a Firefighter afford rent in Chicago?

The average 1-bedroom rent in Chicago is $2,000/month. On the median Firefighter salary, your rent-to-income ratio is 58.2%, which is "High Stress". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($859/month at this salary).

How does cost of living affect Firefighter salaries in Chicago?

Chicago has a cost-of-living index of 1.38 (1.00 = national average). Chicago is 38% more expensive than the US average, which reduces the real purchasing power of the Firefighter salary.