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Job Salary Guide ยท 2026

Firefighter Salary After Tax in Jersey City

Based on BLS OEWS data ยท NJ ยท Single filer

Rent: High StressCOL Index: 1.78

Firefighter Salary Range

25th Percentile

$40,000

Take-home:

$33,460

$2,788/mo

Entry to mid-level

Median

$52,000

Take-home:

$42,439

$3,537/mo

Typical salary

75th Percentile

$72,000

Take-home:

$56,552

$4,713/mo

Senior / specialist

Tax Breakdown

At median salary of $52,000

Gross Salary$52,000
Federal Tax(8.1%)โ€“$4,202
NJ State Taxโ€“$1,381
Social Securityโ€“$3,224
Medicareโ€“$754
Annual Take-Home$42,439
$3,537Monthly
$1,632Bi-Weekly
18.39%Effective Rate

Cost of Living in Jersey City

Rent-to-income ratio (1BR)79.2% โ€” High Stress

1BR Monthly Rent

$2,800/mo

2BR Monthly Rent

$3,600/mo

COL Index

1.78

Comfortable Rent Max

$884/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $3,537 ($42,444/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$1,769

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$1,061

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$707

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$21,222

Wants / year

$12,733

Savings / year

$8,489

Frequently Asked Questions

What is the average Firefighter salary in Jersey City?

The median Firefighter salary in Jersey City (NJ) is $52,000 per year based on BLS OEWS data. The 25th percentile is $40,000 and the 75th percentile is $72,000.

What is the take-home pay for a Firefighter in Jersey City?

At the median salary of $52,000, a Firefighter in NJ takes home approximately $42,439 per year ($3,537/month) after federal and state taxes. The effective tax rate is 18.39%.

Can a Firefighter afford rent in Jersey City?

The average 1-bedroom rent in Jersey City is $2,800/month. On the median Firefighter salary, your rent-to-income ratio is 79.2%, which is "High Stress". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($884/month at this salary).

How does cost of living affect Firefighter salaries in Jersey City?

Jersey City has a cost-of-living index of 1.78 (1.00 = national average). Jersey City is 78% more expensive than the US average, which reduces the real purchasing power of the Firefighter salary.