Job Salary Guide · 2026
Insurance Agent Salary After Tax in Richmond
Based on BLS OEWS data · KY · Single filer
Insurance Agent Salary Range
25th Percentile
$38,000
Take-home:
$31,051
$2,588/mo
Entry to mid-level
Median
$58,000
Take-home:
$46,321
$3,860/mo
Typical salary
75th Percentile
$95,000
Take-home:
$71,418
$5,952/mo
Senior / specialist
Tax Breakdown
At median salary of $58,000
Cost of Living in Richmond
1BR Monthly Rent
$900/mo
2BR Monthly Rent
$1,130/mo
COL Index
0.87
Comfortable Rent Max
$965/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $3,860 ($46,320/yr)
$1,930
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$1,158
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$772
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$23,160
Wants / year
$13,896
Savings / year
$9,264
Insurance Agent Salary in Other Cities
Frequently Asked Questions
What is the average Insurance Agent salary in Richmond?
The median Insurance Agent salary in Richmond (KY) is $58,000 per year based on BLS OEWS data. The 25th percentile is $38,000 and the 75th percentile is $95,000.
What is the take-home pay for a Insurance Agent in Richmond?
At the median salary of $58,000, a Insurance Agent in KY takes home approximately $46,321 per year ($3,860/month) after federal and state taxes. The effective tax rate is 20.14%.
Can a Insurance Agent afford rent in Richmond?
The average 1-bedroom rent in Richmond is $900/month. On the median Insurance Agent salary, your rent-to-income ratio is 23.3%, which is "Comfortable". Financial experts recommend keeping rent below 25–30% of take-home pay ($965/month at this salary).
How does cost of living affect Insurance Agent salaries in Richmond?
Richmond has a cost-of-living index of 0.87 (1.00 = national average). Richmond is 13% cheaper than the US average, so the Insurance Agent salary goes further here than in high-cost metros.