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Job Salary Guide ยท 2026

Loan Officer Salary After Tax in Omaha

Based on BLS OEWS data ยท NE ยท Single filer

Rent: ModerateCOL Index: 0.95

Loan Officer Salary Range

25th Percentile

$50,000

Take-home:

$39,961

$3,330/mo

Entry to mid-level

Median

$70,000

Take-home:

$54,211

$4,518/mo

Typical salary

75th Percentile

$110,000

Take-home:

$80,015

$6,668/mo

Senior / specialist

Tax Breakdown

At median salary of $70,000

Gross Salary$70,000
Federal Tax(10.0%)โ€“$7,014
NE State Taxโ€“$3,420
Social Securityโ€“$4,340
Medicareโ€“$1,015
Annual Take-Home$54,211
$4,518Monthly
$2,085Bi-Weekly
22.56%Effective Rate

Cost of Living in Omaha

Rent-to-income ratio (1BR)26.6% โ€” Moderate

1BR Monthly Rent

$1,200/mo

2BR Monthly Rent

$1,500/mo

COL Index

0.95

Comfortable Rent Max

$1,129/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $4,518 ($54,216/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$2,259

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$1,355

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$904

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$27,108

Wants / year

$16,265

Savings / year

$10,843

Frequently Asked Questions

What is the average Loan Officer salary in Omaha?

The median Loan Officer salary in Omaha (NE) is $70,000 per year based on BLS OEWS data. The 25th percentile is $50,000 and the 75th percentile is $110,000.

What is the take-home pay for a Loan Officer in Omaha?

At the median salary of $70,000, a Loan Officer in NE takes home approximately $54,211 per year ($4,518/month) after federal and state taxes. The effective tax rate is 22.56%.

Can a Loan Officer afford rent in Omaha?

The average 1-bedroom rent in Omaha is $1,200/month. On the median Loan Officer salary, your rent-to-income ratio is 26.6%, which is "Moderate". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($1,129/month at this salary).

How does cost of living affect Loan Officer salaries in Omaha?

Omaha has a cost-of-living index of 0.95 (1.00 = national average). Omaha is 5% cheaper than the US average, so the Loan Officer salary goes further here than in high-cost metros.