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Job Salary Guide ยท 2026

Machine Learning Engineer Salary After Tax in Buffalo

Based on BLS OEWS data ยท NY ยท Single filer

Rent: ComfortableCOL Index: 0.93

Machine Learning Engineer Salary Range

25th Percentile

$110,000

Take-home:

$79,932

$6,661/mo

Entry to mid-level

Median

$140,000

Take-home:

$98,729

$8,227/mo

Typical salary

75th Percentile

$180,000

Take-home:

$123,811

$10,318/mo

Senior / specialist

Tax Breakdown

At median salary of $140,000

Gross Salary$140,000
Federal Tax(16.3%)โ€“$22,847
NY State Taxโ€“$7,714
Social Securityโ€“$8,680
Medicareโ€“$2,030
Annual Take-Home$98,729
$8,227Monthly
$3,797Bi-Weekly
29.48%Effective Rate

Cost of Living in Buffalo

Rent-to-income ratio (1BR)13.4% โ€” Comfortable

1BR Monthly Rent

$1,100/mo

2BR Monthly Rent

$1,380/mo

COL Index

0.93

Comfortable Rent Max

$2,056/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $8,227 ($98,724/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$4,114

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$2,468

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$1,645

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$49,362

Wants / year

$29,617

Savings / year

$19,745

Frequently Asked Questions

What is the average Machine Learning Engineer salary in Buffalo?

The median Machine Learning Engineer salary in Buffalo (NY) is $140,000 per year based on BLS OEWS data. The 25th percentile is $110,000 and the 75th percentile is $180,000.

What is the take-home pay for a Machine Learning Engineer in Buffalo?

At the median salary of $140,000, a Machine Learning Engineer in NY takes home approximately $98,729 per year ($8,227/month) after federal and state taxes. The effective tax rate is 29.48%.

Can a Machine Learning Engineer afford rent in Buffalo?

The average 1-bedroom rent in Buffalo is $1,100/month. On the median Machine Learning Engineer salary, your rent-to-income ratio is 13.4%, which is "Comfortable". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($2,056/month at this salary).

How does cost of living affect Machine Learning Engineer salaries in Buffalo?

Buffalo has a cost-of-living index of 0.93 (1.00 = national average). Buffalo is 7% cheaper than the US average, so the Machine Learning Engineer salary goes further here than in high-cost metros.