Job Salary Guide · 2026
Machine Learning Engineer Salary After Tax in Cambridge
Based on BLS OEWS data · MA · Single filer
Machine Learning Engineer Salary Range
25th Percentile
$110,000
Take-home:
$80,271
$6,689/mo
Entry to mid-level
Median
$140,000
Take-home:
$99,443
$8,287/mo
Typical salary
75th Percentile
$180,000
Take-home:
$125,025
$10,419/mo
Senior / specialist
Tax Breakdown
At median salary of $140,000
Cost of Living in Cambridge
1BR Monthly Rent
$3,100/mo
2BR Monthly Rent
$3,950/mo
COL Index
1.93
Comfortable Rent Max
$2,071/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $8,287 ($99,444/yr)
$4,144
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$2,486
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$1,657
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$49,722
Wants / year
$29,833
Savings / year
$19,889
Machine Learning Engineer Salary in Other Cities
Frequently Asked Questions
What is the average Machine Learning Engineer salary in Cambridge?
The median Machine Learning Engineer salary in Cambridge (MA) is $140,000 per year based on BLS OEWS data. The 25th percentile is $110,000 and the 75th percentile is $180,000.
What is the take-home pay for a Machine Learning Engineer in Cambridge?
At the median salary of $140,000, a Machine Learning Engineer in MA takes home approximately $99,443 per year ($8,287/month) after federal and state taxes. The effective tax rate is 28.97%.
Can a Machine Learning Engineer afford rent in Cambridge?
The average 1-bedroom rent in Cambridge is $3,100/month. On the median Machine Learning Engineer salary, your rent-to-income ratio is 37.4%, which is "Moderate". Financial experts recommend keeping rent below 25–30% of take-home pay ($2,071/month at this salary).
How does cost of living affect Machine Learning Engineer salaries in Cambridge?
Cambridge has a cost-of-living index of 1.93 (1.00 = national average). Cambridge is 93% more expensive than the US average, which reduces the real purchasing power of the Machine Learning Engineer salary.