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Job Salary Guide ยท 2026

Machine Learning Engineer Salary After Tax in Tempe

Based on BLS OEWS data ยท AZ ยท Single filer

Rent: ComfortableCOL Index: 1.12

Machine Learning Engineer Salary Range

25th Percentile

$110,000

Take-home:

$83,021

$6,918/mo

Entry to mid-level

Median

$140,000

Take-home:

$102,943

$8,579/mo

Typical salary

75th Percentile

$180,000

Take-home:

$129,525

$10,794/mo

Senior / specialist

Tax Breakdown

At median salary of $140,000

Gross Salary$140,000
Federal Tax(16.3%)โ€“$22,847
AZ State Taxโ€“$3,500
Social Securityโ€“$8,680
Medicareโ€“$2,030
Annual Take-Home$102,943
$8,579Monthly
$3,959Bi-Weekly
26.47%Effective Rate

Cost of Living in Tempe

Rent-to-income ratio (1BR)17.3% โ€” Comfortable

1BR Monthly Rent

$1,480/mo

2BR Monthly Rent

$1,850/mo

COL Index

1.12

Comfortable Rent Max

$2,144/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $8,579 ($102,948/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$4,290

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$2,574

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$1,716

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$51,474

Wants / year

$30,884

Savings / year

$20,590

Frequently Asked Questions

What is the average Machine Learning Engineer salary in Tempe?

The median Machine Learning Engineer salary in Tempe (AZ) is $140,000 per year based on BLS OEWS data. The 25th percentile is $110,000 and the 75th percentile is $180,000.

What is the take-home pay for a Machine Learning Engineer in Tempe?

At the median salary of $140,000, a Machine Learning Engineer in AZ takes home approximately $102,943 per year ($8,579/month) after federal and state taxes. The effective tax rate is 26.47%.

Can a Machine Learning Engineer afford rent in Tempe?

The average 1-bedroom rent in Tempe is $1,480/month. On the median Machine Learning Engineer salary, your rent-to-income ratio is 17.3%, which is "Comfortable". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($2,144/month at this salary).

How does cost of living affect Machine Learning Engineer salaries in Tempe?

Tempe has a cost-of-living index of 1.12 (1.00 = national average). Tempe is 12% more expensive than the US average, which reduces the real purchasing power of the Machine Learning Engineer salary.