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Job Salary Guide ยท 2026

Mechanical Engineer Salary After Tax in Des Moines

Based on BLS OEWS data ยท IA ยท Single filer

Rent: ComfortableCOL Index: 0.93

Mechanical Engineer Salary Range

25th Percentile

$75,000

Take-home:

$58,298

$4,858/mo

Entry to mid-level

Median

$96,000

Take-home:

$72,274

$6,023/mo

Typical salary

75th Percentile

$122,000

Take-home:

$89,504

$7,459/mo

Senior / specialist

Tax Breakdown

At median salary of $96,000

Gross Salary$96,000
Federal Tax(13.3%)โ€“$12,734
IA State Taxโ€“$3,648
Social Securityโ€“$5,952
Medicareโ€“$1,392
Annual Take-Home$72,274
$6,023Monthly
$2,780Bi-Weekly
24.71%Effective Rate

Cost of Living in Des Moines

Rent-to-income ratio (1BR)18.3% โ€” Comfortable

1BR Monthly Rent

$1,100/mo

2BR Monthly Rent

$1,380/mo

COL Index

0.93

Comfortable Rent Max

$1,505/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $6,023 ($72,276/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$3,012

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$1,807

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$1,205

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$36,138

Wants / year

$21,683

Savings / year

$14,455

Frequently Asked Questions

What is the average Mechanical Engineer salary in Des Moines?

The median Mechanical Engineer salary in Des Moines (IA) is $96,000 per year based on BLS OEWS data. The 25th percentile is $75,000 and the 75th percentile is $122,000.

What is the take-home pay for a Mechanical Engineer in Des Moines?

At the median salary of $96,000, a Mechanical Engineer in IA takes home approximately $72,274 per year ($6,023/month) after federal and state taxes. The effective tax rate is 24.71%.

Can a Mechanical Engineer afford rent in Des Moines?

The average 1-bedroom rent in Des Moines is $1,100/month. On the median Mechanical Engineer salary, your rent-to-income ratio is 18.3%, which is "Comfortable". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($1,505/month at this salary).

How does cost of living affect Mechanical Engineer salaries in Des Moines?

Des Moines has a cost-of-living index of 0.93 (1.00 = national average). Des Moines is 7% cheaper than the US average, so the Mechanical Engineer salary goes further here than in high-cost metros.