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Job Salary Guide ยท 2026

Mechanical Engineer Salary After Tax in Duluth

Based on BLS OEWS data ยท MN ยท Single filer

Rent: ComfortableCOL Index: 0.88

Mechanical Engineer Salary Range

25th Percentile

$75,000

Take-home:

$56,508

$4,709/mo

Entry to mid-level

Median

$96,000

Take-home:

$69,854

$5,821/mo

Typical salary

75th Percentile

$122,000

Take-home:

$86,115

$7,176/mo

Senior / specialist

Tax Breakdown

At median salary of $96,000

Gross Salary$96,000
Federal Tax(13.3%)โ€“$12,734
MN State Taxโ€“$6,068
Social Securityโ€“$5,952
Medicareโ€“$1,392
Annual Take-Home$69,854
$5,821Monthly
$2,687Bi-Weekly
27.24%Effective Rate

Cost of Living in Duluth

Rent-to-income ratio (1BR)17.2% โ€” Comfortable

1BR Monthly Rent

$1,000/mo

2BR Monthly Rent

$1,250/mo

COL Index

0.88

Comfortable Rent Max

$1,455/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $5,821 ($69,852/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$2,911

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$1,746

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$1,164

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$34,926

Wants / year

$20,956

Savings / year

$13,970

Frequently Asked Questions

What is the average Mechanical Engineer salary in Duluth?

The median Mechanical Engineer salary in Duluth (MN) is $96,000 per year based on BLS OEWS data. The 25th percentile is $75,000 and the 75th percentile is $122,000.

What is the take-home pay for a Mechanical Engineer in Duluth?

At the median salary of $96,000, a Mechanical Engineer in MN takes home approximately $69,854 per year ($5,821/month) after federal and state taxes. The effective tax rate is 27.24%.

Can a Mechanical Engineer afford rent in Duluth?

The average 1-bedroom rent in Duluth is $1,000/month. On the median Mechanical Engineer salary, your rent-to-income ratio is 17.2%, which is "Comfortable". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($1,455/month at this salary).

How does cost of living affect Mechanical Engineer salaries in Duluth?

Duluth has a cost-of-living index of 0.88 (1.00 = national average). Duluth is 12% cheaper than the US average, so the Mechanical Engineer salary goes further here than in high-cost metros.