Job Salary Guide · 2026
Mechanical Engineer Salary After Tax in Philadelphia
Based on BLS OEWS data · PA · Single filer
Mechanical Engineer Salary Range
25th Percentile
$75,000
Take-home:
$58,845
$4,904/mo
Entry to mid-level
Median
$96,000
Take-home:
$72,975
$6,081/mo
Typical salary
75th Percentile
$122,000
Take-home:
$90,395
$7,533/mo
Senior / specialist
Tax Breakdown
At median salary of $96,000
Cost of Living in Philadelphia
1BR Monthly Rent
$1,800/mo
2BR Monthly Rent
$2,300/mo
COL Index
1.33
Comfortable Rent Max
$1,520/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $6,081 ($72,972/yr)
$3,041
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$1,824
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$1,216
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$36,486
Wants / year
$21,892
Savings / year
$14,594
Mechanical Engineer Salary in Other Cities
Frequently Asked Questions
What is the average Mechanical Engineer salary in Philadelphia?
The median Mechanical Engineer salary in Philadelphia (PA) is $96,000 per year based on BLS OEWS data. The 25th percentile is $75,000 and the 75th percentile is $122,000.
What is the take-home pay for a Mechanical Engineer in Philadelphia?
At the median salary of $96,000, a Mechanical Engineer in PA takes home approximately $72,975 per year ($6,081/month) after federal and state taxes. The effective tax rate is 23.98%.
Can a Mechanical Engineer afford rent in Philadelphia?
The average 1-bedroom rent in Philadelphia is $1,800/month. On the median Mechanical Engineer salary, your rent-to-income ratio is 29.6%, which is "Moderate". Financial experts recommend keeping rent below 25–30% of take-home pay ($1,520/month at this salary).
How does cost of living affect Mechanical Engineer salaries in Philadelphia?
Philadelphia has a cost-of-living index of 1.33 (1.00 = national average). Philadelphia is 33% more expensive than the US average, which reduces the real purchasing power of the Mechanical Engineer salary.