Job Salary Guide · 2026
Occupational Therapist Salary After Tax in Phoenix
Based on BLS OEWS data · AZ · Single filer
Occupational Therapist Salary Range
25th Percentile
$78,000
Take-home:
$61,309
$5,109/mo
Entry to mid-level
Median
$95,000
Take-home:
$72,843
$6,070/mo
Typical salary
75th Percentile
$115,000
Take-home:
$86,413
$7,201/mo
Senior / specialist
Tax Breakdown
At median salary of $95,000
Cost of Living in Phoenix
1BR Monthly Rent
$1,450/mo
2BR Monthly Rent
$1,820/mo
COL Index
1.12
Comfortable Rent Max
$1,517/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $6,070 ($72,840/yr)
$3,035
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$1,821
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$1,214
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$36,420
Wants / year
$21,852
Savings / year
$14,568
Occupational Therapist Salary in Other Cities
Frequently Asked Questions
What is the average Occupational Therapist salary in Phoenix?
The median Occupational Therapist salary in Phoenix (AZ) is $95,000 per year based on BLS OEWS data. The 25th percentile is $78,000 and the 75th percentile is $115,000.
What is the take-home pay for a Occupational Therapist in Phoenix?
At the median salary of $95,000, a Occupational Therapist in AZ takes home approximately $72,843 per year ($6,070/month) after federal and state taxes. The effective tax rate is 23.32%.
Can a Occupational Therapist afford rent in Phoenix?
The average 1-bedroom rent in Phoenix is $1,450/month. On the median Occupational Therapist salary, your rent-to-income ratio is 23.9%, which is "Comfortable". Financial experts recommend keeping rent below 25–30% of take-home pay ($1,517/month at this salary).
How does cost of living affect Occupational Therapist salaries in Phoenix?
Phoenix has a cost-of-living index of 1.12 (1.00 = national average). Phoenix is 12% more expensive than the US average, which reduces the real purchasing power of the Occupational Therapist salary.