Job Salary Guide · 2026
Pharmacist Salary After Tax in Cambridge
Based on BLS OEWS data · MA · Single filer
Pharmacist Salary Range
25th Percentile
$110,000
Take-home:
$80,271
$6,689/mo
Entry to mid-level
Median
$128,000
Take-home:
$91,841
$7,653/mo
Typical salary
75th Percentile
$148,000
Take-home:
$104,511
$8,709/mo
Senior / specialist
Tax Breakdown
At median salary of $128,000
Cost of Living in Cambridge
1BR Monthly Rent
$3,100/mo
2BR Monthly Rent
$3,950/mo
COL Index
1.93
Comfortable Rent Max
$1,913/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $7,653 ($91,836/yr)
$3,827
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$2,296
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$1,531
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$45,918
Wants / year
$27,551
Savings / year
$18,367
Pharmacist Salary in Other Cities
Frequently Asked Questions
What is the average Pharmacist salary in Cambridge?
The median Pharmacist salary in Cambridge (MA) is $128,000 per year based on BLS OEWS data. The 25th percentile is $110,000 and the 75th percentile is $148,000.
What is the take-home pay for a Pharmacist in Cambridge?
At the median salary of $128,000, a Pharmacist in MA takes home approximately $91,841 per year ($7,653/month) after federal and state taxes. The effective tax rate is 28.25%.
Can a Pharmacist afford rent in Cambridge?
The average 1-bedroom rent in Cambridge is $3,100/month. On the median Pharmacist salary, your rent-to-income ratio is 40.5%, which is "High Stress". Financial experts recommend keeping rent below 25–30% of take-home pay ($1,913/month at this salary).
How does cost of living affect Pharmacist salaries in Cambridge?
Cambridge has a cost-of-living index of 1.93 (1.00 = national average). Cambridge is 93% more expensive than the US average, which reduces the real purchasing power of the Pharmacist salary.