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Job Salary Guide ยท 2026

Physical Therapist Salary After Tax in Bangor

Based on BLS OEWS data ยท ME ยท Single filer

Rent: ComfortableCOL Index: 0.93

Physical Therapist Salary Range

25th Percentile

$80,000

Take-home:

$59,440

$4,953/mo

Entry to mid-level

Median

$97,000

Take-home:

$70,183

$5,849/mo

Typical salary

75th Percentile

$115,000

Take-home:

$81,559

$6,797/mo

Senior / specialist

Tax Breakdown

At median salary of $97,000

Gross Salary$97,000
Federal Tax(13.4%)โ€“$12,954
ME State Taxโ€“$6,442
Social Securityโ€“$6,014
Medicareโ€“$1,407
Annual Take-Home$70,183
$5,849Monthly
$2,699Bi-Weekly
27.65%Effective Rate

Cost of Living in Bangor

Rent-to-income ratio (1BR)18.8% โ€” Comfortable

1BR Monthly Rent

$1,100/mo

2BR Monthly Rent

$1,380/mo

COL Index

0.93

Comfortable Rent Max

$1,462/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $5,849 ($70,188/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$2,925

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$1,755

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$1,170

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$35,094

Wants / year

$21,056

Savings / year

$14,038

Frequently Asked Questions

What is the average Physical Therapist salary in Bangor?

The median Physical Therapist salary in Bangor (ME) is $97,000 per year based on BLS OEWS data. The 25th percentile is $80,000 and the 75th percentile is $115,000.

What is the take-home pay for a Physical Therapist in Bangor?

At the median salary of $97,000, a Physical Therapist in ME takes home approximately $70,183 per year ($5,849/month) after federal and state taxes. The effective tax rate is 27.65%.

Can a Physical Therapist afford rent in Bangor?

The average 1-bedroom rent in Bangor is $1,100/month. On the median Physical Therapist salary, your rent-to-income ratio is 18.8%, which is "Comfortable". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($1,462/month at this salary).

How does cost of living affect Physical Therapist salaries in Bangor?

Bangor has a cost-of-living index of 0.93 (1.00 = national average). Bangor is 7% cheaper than the US average, so the Physical Therapist salary goes further here than in high-cost metros.