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Job Salary Guide ยท 2026

Physical Therapist Salary After Tax in Bowling Green

Based on BLS OEWS data ยท KY ยท Single filer

Rent: ComfortableCOL Index: 0.85

Physical Therapist Salary Range

25th Percentile

$80,000

Take-home:

$61,466

$5,122/mo

Entry to mid-level

Median

$97,000

Take-home:

$72,745

$6,062/mo

Typical salary

75th Percentile

$115,000

Take-home:

$84,688

$7,057/mo

Senior / specialist

Tax Breakdown

At median salary of $97,000

Gross Salary$97,000
Federal Tax(13.4%)โ€“$12,954
KY State Taxโ€“$3,880
Social Securityโ€“$6,014
Medicareโ€“$1,407
Annual Take-Home$72,745
$6,062Monthly
$2,798Bi-Weekly
25.01%Effective Rate

Cost of Living in Bowling Green

Rent-to-income ratio (1BR)15.7% โ€” Comfortable

1BR Monthly Rent

$950/mo

2BR Monthly Rent

$1,200/mo

COL Index

0.85

Comfortable Rent Max

$1,515/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $6,062 ($72,744/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$3,031

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$1,819

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$1,212

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$36,372

Wants / year

$21,823

Savings / year

$14,549

Frequently Asked Questions

What is the average Physical Therapist salary in Bowling Green?

The median Physical Therapist salary in Bowling Green (KY) is $97,000 per year based on BLS OEWS data. The 25th percentile is $80,000 and the 75th percentile is $115,000.

What is the take-home pay for a Physical Therapist in Bowling Green?

At the median salary of $97,000, a Physical Therapist in KY takes home approximately $72,745 per year ($6,062/month) after federal and state taxes. The effective tax rate is 25.01%.

Can a Physical Therapist afford rent in Bowling Green?

The average 1-bedroom rent in Bowling Green is $950/month. On the median Physical Therapist salary, your rent-to-income ratio is 15.7%, which is "Comfortable". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($1,515/month at this salary).

How does cost of living affect Physical Therapist salaries in Bowling Green?

Bowling Green has a cost-of-living index of 0.85 (1.00 = national average). Bowling Green is 15% cheaper than the US average, so the Physical Therapist salary goes further here than in high-cost metros.