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Job Salary Guide ยท 2026

Physical Therapist Salary After Tax in Durham

Based on BLS OEWS data ยท NC ยท Single filer

Rent: ComfortableCOL Index: 1.13

Physical Therapist Salary Range

25th Percentile

$80,000

Take-home:

$61,066

$5,089/mo

Entry to mid-level

Median

$97,000

Take-home:

$72,260

$6,022/mo

Typical salary

75th Percentile

$115,000

Take-home:

$84,113

$7,009/mo

Senior / specialist

Tax Breakdown

At median salary of $97,000

Gross Salary$97,000
Federal Tax(13.4%)โ€“$12,954
NC State Taxโ€“$4,365
Social Securityโ€“$6,014
Medicareโ€“$1,407
Annual Take-Home$72,260
$6,022Monthly
$2,779Bi-Weekly
25.51%Effective Rate

Cost of Living in Durham

Rent-to-income ratio (1BR)24.9% โ€” Comfortable

1BR Monthly Rent

$1,500/mo

2BR Monthly Rent

$1,880/mo

COL Index

1.13

Comfortable Rent Max

$1,505/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $6,022 ($72,264/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$3,011

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$1,807

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$1,204

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$36,132

Wants / year

$21,679

Savings / year

$14,453

Frequently Asked Questions

What is the average Physical Therapist salary in Durham?

The median Physical Therapist salary in Durham (NC) is $97,000 per year based on BLS OEWS data. The 25th percentile is $80,000 and the 75th percentile is $115,000.

What is the take-home pay for a Physical Therapist in Durham?

At the median salary of $97,000, a Physical Therapist in NC takes home approximately $72,260 per year ($6,022/month) after federal and state taxes. The effective tax rate is 25.51%.

Can a Physical Therapist afford rent in Durham?

The average 1-bedroom rent in Durham is $1,500/month. On the median Physical Therapist salary, your rent-to-income ratio is 24.9%, which is "Comfortable". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($1,505/month at this salary).

How does cost of living affect Physical Therapist salaries in Durham?

Durham has a cost-of-living index of 1.13 (1.00 = national average). Durham is 13% more expensive than the US average, which reduces the real purchasing power of the Physical Therapist salary.