Job Salary Guide · 2026
Physical Therapist Salary After Tax in Hilo
Based on BLS OEWS data · HI · Single filer
Physical Therapist Salary Range
25th Percentile
$80,000
Take-home:
$58,812
$4,901/mo
Entry to mid-level
Median
$97,000
Take-home:
$69,369
$5,781/mo
Typical salary
75th Percentile
$115,000
Take-home:
$80,547
$6,712/mo
Senior / specialist
Tax Breakdown
At median salary of $97,000
Cost of Living in Hilo
1BR Monthly Rent
$1,600/mo
2BR Monthly Rent
$2,000/mo
COL Index
1.18
Comfortable Rent Max
$1,445/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $5,781 ($69,372/yr)
$2,891
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$1,734
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$1,156
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$34,686
Wants / year
$20,812
Savings / year
$13,874
Physical Therapist Salary in Other Cities
Frequently Asked Questions
What is the average Physical Therapist salary in Hilo?
The median Physical Therapist salary in Hilo (HI) is $97,000 per year based on BLS OEWS data. The 25th percentile is $80,000 and the 75th percentile is $115,000.
What is the take-home pay for a Physical Therapist in Hilo?
At the median salary of $97,000, a Physical Therapist in HI takes home approximately $69,369 per year ($5,781/month) after federal and state taxes. The effective tax rate is 28.49%.
Can a Physical Therapist afford rent in Hilo?
The average 1-bedroom rent in Hilo is $1,600/month. On the median Physical Therapist salary, your rent-to-income ratio is 27.7%, which is "Moderate". Financial experts recommend keeping rent below 25–30% of take-home pay ($1,445/month at this salary).
How does cost of living affect Physical Therapist salaries in Hilo?
Hilo has a cost-of-living index of 1.18 (1.00 = national average). Hilo is 18% more expensive than the US average, which reduces the real purchasing power of the Physical Therapist salary.