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Job Salary Guide ยท 2026

Physical Therapist Salary After Tax in Lakewood

Based on BLS OEWS data ยท CO ยท Single filer

Rent: ModerateCOL Index: 1.28

Physical Therapist Salary Range

25th Percentile

$80,000

Take-home:

$61,146

$5,096/mo

Entry to mid-level

Median

$97,000

Take-home:

$72,357

$6,030/mo

Typical salary

75th Percentile

$115,000

Take-home:

$84,228

$7,019/mo

Senior / specialist

Tax Breakdown

At median salary of $97,000

Gross Salary$97,000
Federal Tax(13.4%)โ€“$12,954
CO State Taxโ€“$4,268
Social Securityโ€“$6,014
Medicareโ€“$1,407
Annual Take-Home$72,357
$6,030Monthly
$2,783Bi-Weekly
25.41%Effective Rate

Cost of Living in Lakewood

Rent-to-income ratio (1BR)29.9% โ€” Moderate

1BR Monthly Rent

$1,800/mo

2BR Monthly Rent

$2,250/mo

COL Index

1.28

Comfortable Rent Max

$1,507/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $6,030 ($72,360/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$3,015

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$1,809

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$1,206

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$36,180

Wants / year

$21,708

Savings / year

$14,472

Frequently Asked Questions

What is the average Physical Therapist salary in Lakewood?

The median Physical Therapist salary in Lakewood (CO) is $97,000 per year based on BLS OEWS data. The 25th percentile is $80,000 and the 75th percentile is $115,000.

What is the take-home pay for a Physical Therapist in Lakewood?

At the median salary of $97,000, a Physical Therapist in CO takes home approximately $72,357 per year ($6,030/month) after federal and state taxes. The effective tax rate is 25.41%.

Can a Physical Therapist afford rent in Lakewood?

The average 1-bedroom rent in Lakewood is $1,800/month. On the median Physical Therapist salary, your rent-to-income ratio is 29.9%, which is "Moderate". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($1,507/month at this salary).

How does cost of living affect Physical Therapist salaries in Lakewood?

Lakewood has a cost-of-living index of 1.28 (1.00 = national average). Lakewood is 28% more expensive than the US average, which reduces the real purchasing power of the Physical Therapist salary.