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Job Salary Guide ยท 2026

Physical Therapist Salary After Tax in Lincoln

Based on BLS OEWS data ยท NE ยท Single filer

Rent: ComfortableCOL Index: 0.93

Physical Therapist Salary Range

25th Percentile

$80,000

Take-home:

$60,662

$5,055/mo

Entry to mid-level

Median

$97,000

Take-home:

$71,628

$5,969/mo

Typical salary

75th Percentile

$115,000

Take-home:

$83,240

$6,937/mo

Senior / specialist

Tax Breakdown

At median salary of $97,000

Gross Salary$97,000
Federal Tax(13.4%)โ€“$12,954
NE State Taxโ€“$4,997
Social Securityโ€“$6,014
Medicareโ€“$1,407
Annual Take-Home$71,628
$5,969Monthly
$2,755Bi-Weekly
26.16%Effective Rate

Cost of Living in Lincoln

Rent-to-income ratio (1BR)18.4% โ€” Comfortable

1BR Monthly Rent

$1,100/mo

2BR Monthly Rent

$1,380/mo

COL Index

0.93

Comfortable Rent Max

$1,492/mo

50 / 30 / 20 Budget Planner

Based on your monthly take-home of $5,969 ($71,628/yr)

Needs 50%Wants 30%Savings 20%
Needs50%

$2,985

per month

  • โ€บRent / mortgage
  • โ€บGroceries
  • โ€บUtilities
  • โ€บInsurance
  • โ€บMinimum debt payments
  • โ€บTransportation
Wants30%

$1,791

per month

  • โ€บDining out
  • โ€บStreaming services
  • โ€บGym
  • โ€บHobbies
  • โ€บTravel
  • โ€บShopping
Savings20%

$1,194

per month

  • โ€บEmergency fund
  • โ€บ401(k) / IRA
  • โ€บInvestments
  • โ€บDown payment fund
  • โ€บDebt payoff (extra)

Needs / year

$35,814

Wants / year

$21,488

Savings / year

$14,326

Frequently Asked Questions

What is the average Physical Therapist salary in Lincoln?

The median Physical Therapist salary in Lincoln (NE) is $97,000 per year based on BLS OEWS data. The 25th percentile is $80,000 and the 75th percentile is $115,000.

What is the take-home pay for a Physical Therapist in Lincoln?

At the median salary of $97,000, a Physical Therapist in NE takes home approximately $71,628 per year ($5,969/month) after federal and state taxes. The effective tax rate is 26.16%.

Can a Physical Therapist afford rent in Lincoln?

The average 1-bedroom rent in Lincoln is $1,100/month. On the median Physical Therapist salary, your rent-to-income ratio is 18.4%, which is "Comfortable". Financial experts recommend keeping rent below 25โ€“30% of take-home pay ($1,492/month at this salary).

How does cost of living affect Physical Therapist salaries in Lincoln?

Lincoln has a cost-of-living index of 0.93 (1.00 = national average). Lincoln is 7% cheaper than the US average, so the Physical Therapist salary goes further here than in high-cost metros.