Job Salary Guide · 2026
Physical Therapist Salary After Tax in Toledo
Based on BLS OEWS data · OH · Single filer
Physical Therapist Salary Range
25th Percentile
$80,000
Take-home:
$63,182
$5,265/mo
Entry to mid-level
Median
$97,000
Take-home:
$74,674
$6,223/mo
Typical salary
75th Percentile
$115,000
Take-home:
$86,729
$7,227/mo
Senior / specialist
Tax Breakdown
At median salary of $97,000
Cost of Living in Toledo
1BR Monthly Rent
$950/mo
2BR Monthly Rent
$1,200/mo
COL Index
0.85
Comfortable Rent Max
$1,555/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $6,223 ($74,676/yr)
$3,112
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$1,867
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$1,245
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$37,338
Wants / year
$22,403
Savings / year
$14,935
Physical Therapist Salary in Other Cities
Frequently Asked Questions
What is the average Physical Therapist salary in Toledo?
The median Physical Therapist salary in Toledo (OH) is $97,000 per year based on BLS OEWS data. The 25th percentile is $80,000 and the 75th percentile is $115,000.
What is the take-home pay for a Physical Therapist in Toledo?
At the median salary of $97,000, a Physical Therapist in OH takes home approximately $74,674 per year ($6,223/month) after federal and state taxes. The effective tax rate is 23.02%.
Can a Physical Therapist afford rent in Toledo?
The average 1-bedroom rent in Toledo is $950/month. On the median Physical Therapist salary, your rent-to-income ratio is 15.3%, which is "Comfortable". Financial experts recommend keeping rent below 25–30% of take-home pay ($1,555/month at this salary).
How does cost of living affect Physical Therapist salaries in Toledo?
Toledo has a cost-of-living index of 0.85 (1.00 = national average). Toledo is 15% cheaper than the US average, so the Physical Therapist salary goes further here than in high-cost metros.