Job Salary Guide · 2026
Physician Salary After Tax in Phoenix
Based on BLS OEWS data · AZ · Single filer
Physician Salary Range
25th Percentile
$190,000
Take-home:
$136,730
$11,394/mo
Entry to mid-level
Median
$235,000
Take-home:
$167,021
$13,918/mo
Typical salary
75th Percentile
$310,000
Take-home:
$213,050
$17,754/mo
Senior / specialist
Tax Breakdown
At median salary of $235,000
Cost of Living in Phoenix
1BR Monthly Rent
$1,450/mo
2BR Monthly Rent
$1,820/mo
COL Index
1.12
Comfortable Rent Max
$3,479/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $13,918 ($167,016/yr)
$6,959
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$4,175
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$2,784
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$83,508
Wants / year
$50,105
Savings / year
$33,403
Physician Salary in Other Cities
Frequently Asked Questions
What is the average Physician salary in Phoenix?
The median Physician salary in Phoenix (AZ) is $235,000 per year based on BLS OEWS data. The 25th percentile is $190,000 and the 75th percentile is $310,000.
What is the take-home pay for a Physician in Phoenix?
At the median salary of $235,000, a Physician in AZ takes home approximately $167,021 per year ($13,918/month) after federal and state taxes. The effective tax rate is 28.93%.
Can a Physician afford rent in Phoenix?
The average 1-bedroom rent in Phoenix is $1,450/month. On the median Physician salary, your rent-to-income ratio is 10.4%, which is "Comfortable". Financial experts recommend keeping rent below 25–30% of take-home pay ($3,479/month at this salary).
How does cost of living affect Physician salaries in Phoenix?
Phoenix has a cost-of-living index of 1.12 (1.00 = national average). Phoenix is 12% more expensive than the US average, which reduces the real purchasing power of the Physician salary.