Job Salary Guide · 2026
Police Officer Salary After Tax in Lowell
Based on BLS OEWS data · MA · Single filer
Police Officer Salary Range
25th Percentile
$52,000
Take-home:
$41,220
$3,435/mo
Entry to mid-level
Median
$67,000
Take-home:
$52,170
$4,348/mo
Typical salary
75th Percentile
$85,000
Take-home:
$63,933
$5,328/mo
Senior / specialist
Tax Breakdown
At median salary of $67,000
Cost of Living in Lowell
1BR Monthly Rent
$1,700/mo
2BR Monthly Rent
$2,150/mo
COL Index
1.23
Comfortable Rent Max
$1,087/mo
50 / 30 / 20 Budget Planner
Based on your monthly take-home of $4,348 ($52,176/yr)
$2,174
per month
- ›Rent / mortgage
- ›Groceries
- ›Utilities
- ›Insurance
- ›Minimum debt payments
- ›Transportation
$1,304
per month
- ›Dining out
- ›Streaming services
- ›Gym
- ›Hobbies
- ›Travel
- ›Shopping
$870
per month
- ›Emergency fund
- ›401(k) / IRA
- ›Investments
- ›Down payment fund
- ›Debt payoff (extra)
Needs / year
$26,088
Wants / year
$15,653
Savings / year
$10,435
Police Officer Salary in Other Cities
Frequently Asked Questions
What is the average Police Officer salary in Lowell?
The median Police Officer salary in Lowell (MA) is $67,000 per year based on BLS OEWS data. The 25th percentile is $52,000 and the 75th percentile is $85,000.
What is the take-home pay for a Police Officer in Lowell?
At the median salary of $67,000, a Police Officer in MA takes home approximately $52,170 per year ($4,348/month) after federal and state taxes. The effective tax rate is 22.13%.
Can a Police Officer afford rent in Lowell?
The average 1-bedroom rent in Lowell is $1,700/month. On the median Police Officer salary, your rent-to-income ratio is 39.1%, which is "Moderate". Financial experts recommend keeping rent below 25–30% of take-home pay ($1,087/month at this salary).
How does cost of living affect Police Officer salaries in Lowell?
Lowell has a cost-of-living index of 1.23 (1.00 = national average). Lowell is 23% more expensive than the US average, which reduces the real purchasing power of the Police Officer salary.